Pennsylvania
For Americans thinking of retiring to Pennsylvania from another state, or comparing it with a move abroad. Prices in Pennsylvania run at 97.6 against a US average of 100, with housing at 85.1. We cover Pennsylvania's 67 counties on the map below, each with a page of its own, and no town in depth yet.
Sources: BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5), 2024-12-31
Pennsylvania is not compared with a town — compare two towns instead. Why?
Pennsylvania, a state of the United States, is not the same kind of thing as a town: it spans many counties and very different places. Putting a state-wide average beside one town's own figures produces a number that looks like an answer and describes nothing a person would experience — so the engine refuses that pairing rather than rendering it thinly. A town against another town, here or abroad, is like-for-like. Build a comparison →
Research in progress. Our quality assessment of the official sources for the United States is not finished yet. Every figure published here is sourced and dated.
Pennsylvania's 67 counties
Every county in Pennsylvania on its own figures, against every US county that has the same figure. Pick a county on the map or in the list.
- Lowest fifth of US counties
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- Highest fifth (darker = a larger share 65+)
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- At least one hospital rated 4 or 5 stars by CMS
- None in the county
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- Top fifth (darker = cheaper)
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- Top fifth (darker = lower)
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- Bottom fifth of US counties
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- Bottom fifth of US counties
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Outlines: US Census Bureau, cartographic boundary files (2024). A fifth is among every US county holding the figure, so a color means the same thing in every state.
All 67 counties, with their figures
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Adams County
107,594 residents, 26,536 aged 65 or older (24.7 %)
- Cost of living
- 95.4 Cheaper than 22 % of the other 3,142 US counties Gettysburg, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,642 Lower than 21 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Adams County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.89 per USD $1,000 of buildings Lower than 86 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Gettysburg, Littlestown, Carroll Valley (Census, 1 July 2024).
Adams County page → -
Allegheny County
1,225,035 residents, 268,142 aged 65 or older (21.9 %)
- Cost of living
- 94.7 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pittsburgh, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,307 Lower than 12 % of the other 3,110 US counties
- Healthcare access
- 11 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 8.7 per 100,000 a year Lower than 41 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.02 per USD $1,000 of buildings Lower than 77 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,954 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Pittsburgh, Bethel Park, Monroeville (Census, 1 July 2024).
Allegheny County page → -
Armstrong County
63,698 residents, 16,782 aged 65 or older (26.3 %)
- Cost of living
- 94.7 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pittsburgh, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,808 Lower than 18 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Armstrong County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.90 per USD $1,000 of buildings Lower than 21 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,518 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Kittanning, Ford City, Leechburg (Census, 1 July 2024).
Armstrong County page → -
Beaver County
166,032 residents, 41,201 aged 65 or older (24.8 %)
- Cost of living
- 94.7 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pittsburgh, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,958 Lower than 16 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 4.5 per 100,000 a year Lower than 75 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.85 per USD $1,000 of buildings Lower than 89 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,254 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Aliquippa, Economy, Beaver Falls (Census, 1 July 2024).
Beaver County page → -
Bedford County
47,480 residents, 12,556 aged 65 or older (26.4 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,823 Lower than 58 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Bedford County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.60 per USD $1,000 of buildings Lower than 32 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,518 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bedford, Everett, Hyndman (Census, 1 July 2024).
Bedford County page → -
Berks County
440,072 residents, 88,089 aged 65 or older (20.0 %)
- Cost of living
- 97.1 Cheaper than 17 % of the other 3,142 US counties Reading, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,766 Lower than 9 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 4.5 per 100,000 a year Lower than 76 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.89 per USD $1,000 of buildings Lower than 86 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,038 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Reading, Wyomissing, Shillington (Census, 1 July 2024).
Berks County page → -
Blair County
119,541 residents, 29,345 aged 65 or older (24.5 %)
- Cost of living
- 89.5 Cheaper than 44 % of the other 3,142 US counties Altoona, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,745 Lower than 38 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- Blair County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.93 per USD $1,000 of buildings Lower than 83 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,614 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Altoona, Hollidaysburg, Tyrone (Census, 1 July 2024).
Blair County page → -
Bradford County
59,600 residents, 14,108 aged 65 or older (23.7 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,815 Lower than 37 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Bradford County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.78 per USD $1,000 of buildings Lower than 25 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Sayre, Athens, Towanda (Census, 1 July 2024).
Bradford County page → -
Bucks County
647,828 residents, 149,799 aged 65 or older (23.1 %)
- Cost of living
- 102.6 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,575 Lower than 22 % of the other 3,110 US counties
- Healthcare access
- 3 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 2.0 per 100,000 a year Lower than 96 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.90 per USD $1,000 of buildings Lower than 85 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bristol, Morrisville, Perkasie (Census, 1 July 2024).
Bucks County page → -
Butler County
200,169 residents, 46,367 aged 65 or older (23.2 %)
- Cost of living
- 94.7 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pittsburgh, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,533 Lower than 42 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Butler County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.86 per USD $1,000 of buildings Lower than 88 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,954 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Butler, Zelienople, Slippery Rock (Census, 1 July 2024).
Butler County page → -
Cambria County
128,968 residents, 33,771 aged 65 or older (26.2 %)
- Cost of living
- 85.9 Cheaper than 76 % of the other 3,142 US counties Johnstown, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,316 Lower than 27 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 5.8 per 100,000 a year Lower than 63 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.72 per USD $1,000 of buildings Lower than 96 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,566 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Johnstown, Westmont, Northern Cambria (Census, 1 July 2024).
Cambria County page → -
Cameron County
4,211 residents, 1,316 aged 65 or older (31.3 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $5,567 Lower than 10 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Cameron County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.81 per USD $1,000 of buildings Lower than 8 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,218 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Emporium, Driftwood (Census, 1 July 2024).
Cameron County page → -
Carbon County
65,868 residents, 16,022 aged 65 or older (24.3 %)
- Cost of living
- 100.0 Cheaper than 10 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Allentown-Bethlehem-Easton, PA-NJ metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,113 Lower than 14 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 7.7 per 100,000 a year Lower than 48 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.03 per USD $1,000 of buildings Lower than 76 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Palmerton, Lehighton, Jim Thorpe (Census, 1 July 2024).
Carbon County page → -
Centre County
157,393 residents, 27,710 aged 65 or older (17.6 %)
- Cost of living
- 96.8 Cheaper than 18 % of the other 3,142 US counties State College, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,663 Lower than 40 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Centre County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.63 per USD $1,000 of buildings Lower than 98 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,566 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: State College, Bellefonte, Philipsburg (Census, 1 July 2024).
Centre County page → -
Chester County
557,116 residents, 110,537 aged 65 or older (19.8 %)
- Cost of living
- 102.6 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,547 Lower than 23 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 1.8 per 100,000 a year Lower than 97 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.76 per USD $1,000 of buildings Lower than 94 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: West Chester, Phoenixville, Coatesville (Census, 1 July 2024).
Chester County page → -
Clarion County
36,680 residents, 8,571 aged 65 or older (23.4 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,379 Lower than 46 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Clarion County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.75 per USD $1,000 of buildings Lower than 95 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,122 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Clarion, Knox, New Bethlehem (Census, 1 July 2024).
Clarion County page → -
Clearfield County
78,100 residents, 19,239 aged 65 or older (24.6 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,832 Lower than 37 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Clearfield County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.02 per USD $1,000 of buildings Lower than 77 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: DuBois, Clearfield, Curwensville (Census, 1 July 2024).
Clearfield County page → -
Clinton County
37,870 residents, 8,468 aged 65 or older (22.4 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,071 Lower than 31 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Clinton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.58 per USD $1,000 of buildings Lower than 33 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lock Haven, Avis, Mill Hall (Census, 1 July 2024).
Clinton County page → -
Columbia County
66,193 residents, 14,554 aged 65 or older (22.0 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,880 Lower than 36 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Columbia County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.49 per USD $1,000 of buildings Lower than 39 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,722 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bloomsburg, Berwick, Catawissa (Census, 1 July 2024).
Columbia County page → -
Crawford County
81,792 residents, 20,211 aged 65 or older (24.7 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,715 Lower than 20 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Crawford County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.88 per USD $1,000 of buildings Lower than 86 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,518 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Meadville, Titusville, Cambridge Springs (Census, 1 July 2024).
Crawford County page → -
Cumberland County
277,270 residents, 57,989 aged 65 or older (20.9 %)
- Cost of living
- 98.7 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Harrisburg-Carlisle, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,103 Lower than 30 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 2.1 per 100,000 a year Lower than 95 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.93 per USD $1,000 of buildings Lower than 83 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,542 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Carlisle, Mechanicsburg, Camp Hill (Census, 1 July 2024).
Cumberland County page → -
Dauphin County
293,351 residents, 57,771 aged 65 or older (19.7 %)
- Cost of living
- 98.7 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Harrisburg-Carlisle, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,735 Lower than 19 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 7.5 per 100,000 a year Lower than 49 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.20 per USD $1,000 of buildings Lower than 60 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,542 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Harrisburg, Middletown, Steelton (Census, 1 July 2024).
Dauphin County page → -
Delaware County
580,937 residents, 114,138 aged 65 or older (19.6 %)
- Cost of living
- 102.6 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, US = 100
- Taxes on a retired couple
- USD $6,452 Lower than 5 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 9.0 per 100,000 a year Lower than 38 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.72 per USD $1,000 of buildings Lower than 96 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Chester, Yeadon, Lansdowne (Census, 1 July 2024).
Delaware County page → -
Elk County
29,926 residents, 7,924 aged 65 or older (26.5 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,446 Lower than 24 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Elk County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.48 per USD $1,000 of buildings Lower than 40 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: St. Marys, Ridgway, Johnsonburg (Census, 1 July 2024).
Elk County page → -
Erie County
265,832 residents, 58,245 aged 65 or older (21.9 %)
- Cost of living
- 91.0 Cheaper than 39 % of the other 3,142 US counties Erie, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,596 Lower than 10 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 4.6 per 100,000 a year Lower than 74 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.76 per USD $1,000 of buildings Lower than 94 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Erie, Corry, Edinboro (Census, 1 July 2024).
Erie County page → -
Fayette County
123,021 residents, 30,850 aged 65 or older (25.1 %)
- Cost of living
- 94.7 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pittsburgh, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,928 Lower than 34 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.0 per 100,000 a year Lower than 61 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.22 per USD $1,000 of buildings Lower than 58 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,614 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Uniontown, Connellsville, Masontown (Census, 1 July 2024).
Fayette County page → -
Forest County
6,614 residents, 1,707 aged 65 or older (25.8 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,476 Lower than 44 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Forest County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.72 per USD $1,000 of buildings Lower than 27 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest place: Tionesta (Census, 1 July 2024).
Forest County page → -
Franklin County
160,652 residents, 35,444 aged 65 or older (22.1 %)
- Cost of living
- 94.6 Cheaper than 24 % of the other 3,142 US counties Chambersburg, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,839 Lower than 36 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- Franklin County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.86 per USD $1,000 of buildings Lower than 88 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,954 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Chambersburg, Waynesboro, Greencastle (Census, 1 July 2024).
Franklin County page → -
Fulton County
14,483 residents, 3,527 aged 65 or older (24.4 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,559 Lower than 42 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Fulton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.65 per USD $1,000 of buildings Lower than 98 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,554 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: McConnellsburg, Valley-Hi (Census, 1 July 2024).
Fulton County page → -
Greene County
33,885 residents, 8,014 aged 65 or older (23.7 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,457 Lower than 24 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Greene County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.48 per USD $1,000 of buildings Lower than 40 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,470 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Waynesburg, Carmichaels, Rices Landing (Census, 1 July 2024).
Greene County page → -
Huntingdon County
43,001 residents, 10,586 aged 65 or older (24.6 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,282 Lower than 48 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Huntingdon County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.33 per USD $1,000 of buildings Lower than 50 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,170 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Huntingdon, Mount Union, Orbisonia (Census, 1 July 2024).
Huntingdon County page → -
Indiana County
82,878 residents, 18,933 aged 65 or older (22.8 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $5,261 Lower than 13 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Indiana County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.84 per USD $1,000 of buildings Lower than 90 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,806 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Indiana, Blairsville, Homer City (Census, 1 July 2024).
Indiana County page → -
Jefferson County
43,255 residents, 10,833 aged 65 or older (25.0 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,513 Lower than 43 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Jefferson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.33 per USD $1,000 of buildings Lower than 49 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,566 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Punxsutawney, Brookville, Reynoldsville (Census, 1 July 2024).
Jefferson County page → -
Juniata County
23,403 residents, 5,295 aged 65 or older (22.6 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,463 Lower than 44 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Juniata County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.48 per USD $1,000 of buildings Lower than 39 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Mifflintown, Port Royal, Thompsontown (Census, 1 July 2024).
Juniata County page → -
Lackawanna County
216,502 residents, 48,181 aged 65 or older (22.3 %)
- Cost of living
- 93.6 Cheaper than 26 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Scranton--Wilkes-Barre, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,224 Lower than 13 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 2.9 per 100,000 a year Lower than 89 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.19 per USD $1,000 of buildings Lower than 61 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Scranton, Dunmore, Carbondale (Census, 1 July 2024).
Lackawanna County page → -
Lancaster County
563,159 residents, 121,899 aged 65 or older (21.6 %)
- Cost of living
- 98.3 Cheaper than 12 % of the other 3,142 US counties Lancaster, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,621 Lower than 21 % of the other 3,110 US counties
- Healthcare access
- 3 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 2.4 per 100,000 a year Lower than 93 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.11 per USD $1,000 of buildings Lower than 68 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,954 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lancaster, Ephrata, Elizabethtown (Census, 1 July 2024).
Lancaster County page → -
Lawrence County
83,911 residents, 21,279 aged 65 or older (25.4 %)
- Cost of living
- 94.7 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pittsburgh, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,677 Lower than 20 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.4 per 100,000 a year Lower than 58 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.39 per USD $1,000 of buildings Lower than 45 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,254 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: New Castle, Ellwood City, New Wilmington (Census, 1 July 2024).
Lawrence County page → -
Lebanon County
146,380 residents, 33,021 aged 65 or older (22.6 %)
- Cost of living
- 93.2 Cheaper than 27 % of the other 3,142 US counties Lebanon, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,787 Lower than 19 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 3.6 per 100,000 a year Lower than 84 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.00 per USD $1,000 of buildings Lower than 78 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,954 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lebanon, Palmyra, Cornwall (Census, 1 July 2024).
Lebanon County page → -
Lehigh County
384,383 residents, 75,975 aged 65 or older (19.8 %)
- Cost of living
- 100.0 Cheaper than 10 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Allentown-Bethlehem-Easton, PA-NJ metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,419 Lower than 11 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 4.1 per 100,000 a year Lower than 79 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.94 per USD $1,000 of buildings Lower than 83 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,978 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Allentown, Bethlehem, Emmaus (Census, 1 July 2024).
Lehigh County page → -
Luzerne County
332,126 residents, 71,930 aged 65 or older (21.7 %)
- Cost of living
- 93.6 Cheaper than 26 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Scranton--Wilkes-Barre, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,086 Lower than 15 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 4.2 per 100,000 a year Lower than 78 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.07 per USD $1,000 of buildings Lower than 71 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Wilkes-Barre, Hazleton, Kingston (Census, 1 July 2024).
Luzerne County page → -
Lycoming County
112,587 residents, 25,811 aged 65 or older (22.9 %)
- Cost of living
- 92.4 Cheaper than 31 % of the other 3,142 US counties Williamsport, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,585 Lower than 22 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 7.6 per 100,000 a year Lower than 48 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.39 per USD $1,000 of buildings Lower than 45 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,566 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Williamsport, South Williamsport, Montoursville (Census, 1 July 2024).
Lycoming County page → -
McKean County
38,984 residents, 9,078 aged 65 or older (23.3 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $5,560 Lower than 10 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- McKean County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.35 per USD $1,000 of buildings Lower than 48 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,662 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bradford, Kane, Port Allegany (Census, 1 July 2024).
McKean County page → -
Mercer County
107,860 residents, 27,286 aged 65 or older (25.3 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,132 Lower than 30 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- Mercer County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.02 per USD $1,000 of buildings Lower than 77 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,170 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hermitage, Sharon, Grove City (Census, 1 July 2024).
Mercer County page → -
Mifflin County
46,127 residents, 10,748 aged 65 or older (23.3 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $5,061 Lower than 15 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Mifflin County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.53 per USD $1,000 of buildings Lower than 36 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lewistown, Burnham, Juniata Terrace (Census, 1 July 2024).
Mifflin County page → -
Monroe County
167,179 residents, 36,336 aged 65 or older (21.7 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $5,816 Lower than 9 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 4.5 per 100,000 a year Lower than 75 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.88 per USD $1,000 of buildings Lower than 87 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: East Stroudsburg, Stroudsburg, Mount Pocono (Census, 1 July 2024).
Monroe County page → -
Montgomery County
877,643 residents, 186,168 aged 65 or older (21.2 %)
- Cost of living
- 102.6 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,709 Lower than 20 % of the other 3,110 US counties
- Healthcare access
- 4 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 2.7 per 100,000 a year Lower than 91 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.86 per USD $1,000 of buildings Lower than 88 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Norristown, Pottstown, Lansdale (Census, 1 July 2024).
Montgomery County page → -
Montour County
17,868 residents, 4,565 aged 65 or older (25.5 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,537 Lower than 42 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Montour County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.24 per USD $1,000 of buildings Lower than 56 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,566 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Danville, Washingtonville (Census, 1 July 2024).
Montour County page → -
Northampton County
324,411 residents, 72,103 aged 65 or older (22.2 %)
- Cost of living
- 100.0 Cheaper than 10 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Allentown-Bethlehem-Easton, PA-NJ metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,331 Lower than 12 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 1.6 per 100,000 a year Lower than 98 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.12 per USD $1,000 of buildings Lower than 67 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bethlehem, Easton, Northampton (Census, 1 July 2024).
Northampton County page → -
Northumberland County
89,920 residents, 21,262 aged 65 or older (23.6 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,866 Lower than 36 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.0 per 100,000 a year Lower than 62 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.41 per USD $1,000 of buildings Lower than 44 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,758 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Sunbury, Shamokin, Milton (Census, 1 July 2024).
Northumberland County page → -
Perry County
46,806 residents, 10,665 aged 65 or older (22.8 %)
- Cost of living
- 98.7 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Harrisburg-Carlisle, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,233 Lower than 28 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Perry County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.48 per USD $1,000 of buildings Lower than 39 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Marysville, Newport, Duncannon (Census, 1 July 2024).
Perry County page → -
Philadelphia County
1,574,281 residents, 250,073 aged 65 or older (15.9 %)
- Cost of living
- 102.6 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,884 Lower than 57 % of the other 3,110 US counties
- Healthcare access
- 5 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 28.8 per 100,000 a year Lower than 5 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.07 per USD $1,000 of buildings Lower than 72 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest place: Philadelphia (Census, 1 July 2024).
Philadelphia County page → -
Pike County
62,808 residents, 16,370 aged 65 or older (26.1 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,548 Lower than 23 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Pike County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.09 per USD $1,000 of buildings Lower than 70 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,638 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Matamoras, Milford (Census, 1 July 2024).
Pike County page → -
Potter County
15,897 residents, 4,573 aged 65 or older (28.8 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,245 Lower than 28 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Potter County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.09 per USD $1,000 of buildings Lower than 17 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,806 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Coudersport, Shinglehouse, Galeton (Census, 1 July 2024).
Potter County page → -
Schuylkill County
145,085 residents, 33,381 aged 65 or older (23.0 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,895 Lower than 17 % of the other 3,110 US counties
- Healthcare access
- 3 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 30.3 per 100,000 a year Lower than 4 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.17 per USD $1,000 of buildings Lower than 62 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Pottsville, Tamaqua, Schuylkill Haven (Census, 1 July 2024).
Schuylkill County page → -
Snyder County
39,655 residents, 8,798 aged 65 or older (22.2 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,882 Lower than 36 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Snyder County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.27 per USD $1,000 of buildings Lower than 54 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,542 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Selinsgrove, Shamokin Dam, Middleburg (Census, 1 July 2024).
Snyder County page → -
Somerset County
72,004 residents, 19,011 aged 65 or older (26.4 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,433 Lower than 44 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Somerset County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.76 per USD $1,000 of buildings Lower than 94 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,566 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Somerset, Windber, Meyersdale (Census, 1 July 2024).
Somerset County page → -
Sullivan County
5,856 residents, 2,037 aged 65 or older (34.8 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,578 Lower than 41 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Sullivan County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.65 per USD $1,000 of buildings Lower than 30 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Dushore, Laporte, Eagles Mere (Census, 1 July 2024).
Sullivan County page → -
Susquehanna County
38,237 residents, 10,235 aged 65 or older (26.8 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,825 Lower than 37 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Susquehanna County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.98 per USD $1,000 of buildings Lower than 79 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Forest City, Susquehanna Depot, Montrose (Census, 1 July 2024).
Susquehanna County page → -
Tioga County
40,502 residents, 10,354 aged 65 or older (25.6 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,016 Lower than 33 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Tioga County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.76 per USD $1,000 of buildings Lower than 26 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,218 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Wellsboro, Mansfield, Elkland (Census, 1 July 2024).
Tioga County page → -
Union County
42,313 residents, 8,897 aged 65 or older (21.0 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,000 Lower than 33 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Union County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.61 per USD $1,000 of buildings Lower than 32 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,566 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lewisburg, Mifflinburg, New Berlin (Census, 1 July 2024).
Union County page → -
Venango County
49,346 residents, 13,427 aged 65 or older (27.2 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,441 Lower than 24 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Venango County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.30 per USD $1,000 of buildings Lower than 52 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,470 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Oil City, Franklin, Sugarcreek (Census, 1 July 2024).
Venango County page → -
Warren County
37,038 residents, 9,783 aged 65 or older (26.4 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,631 Lower than 21 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Warren County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.52 per USD $1,000 of buildings Lower than 11 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,566 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Warren, Youngsville, Tidioute (Census, 1 July 2024).
Warren County page → -
Washington County
210,802 residents, 51,393 aged 65 or older (24.4 %)
- Cost of living
- 94.7 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pittsburgh, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,806 Lower than 37 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 2.2 per 100,000 a year Lower than 95 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.05 per USD $1,000 of buildings Lower than 73 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,038 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Washington, Canonsburg, California (Census, 1 July 2024).
Washington County page → -
Wayne County
51,703 residents, 14,076 aged 65 or older (27.2 %)
- Cost of living
- 90.3 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pennsylvania nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,393 Lower than 25 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Wayne County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.05 per USD $1,000 of buildings Lower than 73 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Honesdale, Waymart, Hawley (Census, 1 July 2024).
Wayne County page → -
Westmoreland County
349,324 residents, 93,190 aged 65 or older (26.7 %)
- Cost of living
- 94.7 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pittsburgh, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,301 Lower than 27 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 2.3 per 100,000 a year Lower than 94 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.78 per USD $1,000 of buildings Lower than 93 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Murrysville, Greensburg, New Kensington (Census, 1 July 2024).
Westmoreland County page → -
Wyoming County
25,790 residents, 6,268 aged 65 or older (24.3 %)
- Cost of living
- 93.6 Cheaper than 26 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Scranton--Wilkes-Barre, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,577 Lower than 22 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Wyoming County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.94 per USD $1,000 of buildings Lower than 20 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: Tunkhannock, Factoryville, Nicholson (Census, 1 July 2024).
Wyoming County page → -
York County
473,197 residents, 97,037 aged 65 or older (20.5 %)
- Cost of living
- 96.0 Cheaper than 20 % of the other 3,142 US counties York-Hanover, PA metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,640 Lower than 10 % of the other 3,110 US counties
- Healthcare access
- 3 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 4.9 per 100,000 a year Lower than 72 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.90 per USD $1,000 of buildings Lower than 86 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,431 a year for two Typical plans; premiums only, not the cost of care
Largest places: York, Hanover, Red Lion (Census, 1 July 2024).
York County page →
Sources: US Census Bureau, county population estimates by age, 1 July 2025; BEA Regional Price Parities 2024, all items, of each county's metropolitan area or its state's nonmetropolitan portion; The state's published 2025 income-tax rules, the county's own local income tax where one is levied, and the county's Census ACS property-tax ratio, applied to the example household; CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026; CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al.; FEMA, National Risk Index v1.20 (December 2025), county expected annual loss to buildings (EAL_VALB); CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025); CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by county of residence.
Where Pennsylvania stands, on the six criteria
Pennsylvania's six figures are the ones that set its place on the state ranking, where it sits in Tier 4 of 16. Each is measured for the whole of Pennsylvania, not for any single place within it.
| Criterion | Pennsylvania |
|---|---|
| Cost of living BEA price level, all items (US = 100); lower is better |
97.6 Cheaper than 46% of the other 50 · housing 85.1 · goods 99.4 · utilities 109.3 · other services 99.8
BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5) · figure for 2024 · checked 2026-08-28
|
| Taxes on a retired couple state and local tax on the example retired couple, USD a year; lower is better |
USD $4,553 (90% margin USD $4,532–$4,574) Lower than 28% of the other 50
Each state's published 2025 income-tax rules and the Census ACS property-tax ratio, applied to the example household · figure for 2025
|
| Healthcare access share of residents 65+ living in a county with a 4- or 5-star CMS hospital; higher is better |
84 % of residents 65+ Higher than 84% of the other 50
CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026, weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2026 · checked 2026-10-27
|
| Safety homicides per 100,000 a year, 2020–2024, by state of residence; lower is better |
7.4 per 100,000 a year (95% interval 7.1–7.6) Lower than 40% of the other 50
CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by state of residence · figure for 2024 · checked 2026-10-27
|
| Climate months a year whose mean daily high is 18–29 °C (64–84 °F), 1981–2010; more is better |
4.8 months a year More than 58% of the other 50
CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al., weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2010 · checked 2026-10-27
|
| Natural-hazard risk expected yearly loss to buildings from natural hazards, per USD $1,000 of buildings; lower is better |
USD $0.99 per USD $1,000 of buildings Lower than 80% of the other 50
FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB) · figure for 2025 · checked 2026-10-27
|
Medicare in Pennsylvania
For the published example couple, both 67 and married: what Medicare premiums cost a year for two in Pennsylvania, and the most a bad year can cost. What care itself costs depends on a person's health, so it is not estimated here.
Medicare Advantage, with drug coverage
USD $4,870 a year for two in premiums (from USD $4,870)
At most USD $19,338 in a bad year (from USD $15,870), with each person's in-network out-of-pocket maximum
The middle of the 49 plans offered here; "from" is the lowest premium among them.
Original Medicare, with a drug plan
USD $6,431 a year for two in premiums (from USD $4,997)
Medigap: no federal price list — not in this total.
No yearly maximum on Original Medicare alone.
Part B for two, plus the middle of the 8 standalone drug plans offered in the state.
The middle of Pennsylvania's 67 counties, weighted by residents 65 or older (US Census Bureau, 1 July 2025).
The 2027 Part B premium is not yet published (CMS usually publishes it in November); 2026's is used.
Source: CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025).
Pennsylvania adds no Medigap enrollment right beyond the federal six-month open enrollment period, which starts the month you are 65 or older and enrolled in Part B. Pennsylvania's rule
Free, official Medicare counseling in Pennsylvania: PA MEDI – Pennsylvania Medicare Education and Decision Insight, 1-800-783-7067 (the State Health Insurance Assistance Program).
Retiring to Pennsylvania: pros and cons, by the figures
Retiring to Pennsylvania, judged on the six figures above: a pro is a figure in the top fifth of the states, a con one in the bottom fifth. Figures in between get no verdict.
Pros
- Healthcare access: higher than 84% of the other 50 (84 % of residents 65+). CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026, weighted by each county's population 65+ (US Census Bureau, 1 July 2025)
- Natural-hazard risk: lower than 80% of the other 50 (USD $0.99 per USD $1,000 of buildings). FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB)
Cons
None of Pennsylvania's six figures is in the bottom fifth of the states.
Also shown, not scored
Pennsylvania's other state-wide figures: shown for context, not part of its tier. Measured for the whole of Pennsylvania — not for any single place within it.
| Measure | Value |
|---|---|
|
Population
Total resident population, US Census Bureau estimate for 1 July 2025.
How this is measuredTotal resident population, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. Bigger is not better — this axis exists for context, never for ranking. |
13,059,432 people |
|
Population 65 plus
Residents aged 65 or older, US Census Bureau estimate for 1 July 2025.
How this is measuredResident population aged 65 or older, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. |
2,799,790 people |
|
Social security beneficiary share
Everyone receiving Social Security — retired, disabled, survivors and dependants — as a share of the population, 2025.
How this is measuredAll OASDI beneficiaries — retired workers, disabled workers, survivors and dependants — as a percentage of the total resident population. SSA Table 1 (2025), population as of 1 July 2025. Not the same measure as the county-level retired-worker share. |
23.2 percent |
Source for every figure: SSA Table 1 (2025) · Census population as of 1 July 2025 · figure for 2025 · checked 2026-08-28 Official source
Taxes on a retired couple in Pennsylvania
We apply Pennsylvania's published rules for tax year 2025 to one example household and show the sum, line by line. These are rules already in force for 2025, not a projection.
The example household
| Filing status | married filing jointly, both aged 67 |
|---|---|
| Social Security | USD $45,000 a year, combined |
| Private pension | USD $25,000 a year |
| IRA or 401(k) withdrawal | USD $20,000 a year |
| Home, for property tax | USD $350,000 |
An illustrative household, the same for every state so states can be compared. Each spouse holds half of each income. Your own figures will differ.
Pennsylvania's rules applied
Federal income tax is left out: it is the same in every state, so it cannot separate them. Sales tax is left out too: it depends on what a household buys, and no state publishes an average of its local rates. The rate is listed below.
The rules behind the sum
- Top income-tax rate: 3.07 % Pennsylvania Department of Revenue, 2025 PA-40 Instructions (PA-40 IN) · checked Oct 26, 2026
- Social Security benefits are not taxable in Pennsylvania: 100 % of it Pennsylvania Department of Revenue, 2025 PA-40 Instructions (PA-40 IN) · checked Oct 26, 2026
- Pension paid after qualifying for retirement and retiring: 100 % of it Pennsylvania Department of Revenue, 2025 PA-40 Instructions (PA-40 IN) · checked Oct 26, 2026
- IRA withdrawals at age 59½ or older: 100 % of it, from age 60 Pennsylvania Department of Revenue, 2025 PA-40 Instructions (PA-40 IN) · checked Oct 26, 2026
- State sales tax 6 %, plus 1 % in Allegheny County and 2 % in Philadelphia: 6 % Pennsylvania Department of Revenue: Sales, Use and Hotel Occupancy Tax · checked Oct 26, 2026
We don't cover a town in Pennsylvania yet. See the towns we cover in the United States.
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