Oregon
For Americans thinking of retiring to Oregon from another state, or comparing it with a move abroad. Prices in Oregon run at 103.4 against a US average of 100, with housing at 108.6. We cover Oregon's 36 counties on the map below, each with a page of its own, and no town in depth yet.
Sources: BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5), 2024-12-31
Oregon is not compared with a town — compare two towns instead. Why?
Oregon, a state of the United States, is not the same kind of thing as a town: it spans many counties and very different places. Putting a state-wide average beside one town's own figures produces a number that looks like an answer and describes nothing a person would experience — so the engine refuses that pairing rather than rendering it thinly. A town against another town, here or abroad, is like-for-like. Build a comparison →
Research in progress. Our quality assessment of the official sources for the United States is not finished yet. Every figure published here is sourced and dated.
Oregon's 36 counties
Every county in Oregon on its own figures, against every US county that has the same figure. Pick a county on the map or in the list.
- Lowest fifth of US counties
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- Highest fifth (darker = a larger share 65+)
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- At least one hospital rated 4 or 5 stars by CMS
- None in the county
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- Bottom fifth of US counties
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- Top fifth (darker = cheaper)
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- Bottom fifth of US counties
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- Top fifth (darker = lower)
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- Bottom fifth of US counties
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- Bottom fifth of US counties
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- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = lower)
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Outlines: US Census Bureau, cartographic boundary files (2024). A fifth is among every US county holding the figure, so a color means the same thing in every state.
All 36 counties, with their figures
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Baker County
16,658 residents, 4,948 aged 65 or older (29.7 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,662 Lower than 20 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Baker County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.28 per USD $1,000 of buildings Lower than 53 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $6,550 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Baker City, Huntington, Haines (Census, 1 July 2024).
Baker County page → -
Benton County
97,728 residents, 19,773 aged 65 or older (20.2 %)
- Cost of living
- 104.0 Cheaper than 4 % of the other 3,142 US counties Corvallis, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,250 Lower than 13 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Benton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.87 per USD $1,000 of buildings Lower than 22 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,446 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Corvallis, Albany, Philomath (Census, 1 July 2024).
Benton County page → -
Clackamas County
426,280 residents, 93,454 aged 65 or older (21.9 %)
- Cost of living
- 105.4 Cheaper than 3 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Portland-Vancouver-Hillsboro, OR-WA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,880 Lower than 17 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 2.8 per 100,000 a year Lower than 90 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.47 per USD $1,000 of buildings Lower than 40 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,554 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Oregon City, Lake Oswego, Happy Valley (Census, 1 July 2024).
Clackamas County page → -
Clatsop County
40,926 residents, 11,294 aged 65 or older (27.6 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,337 Lower than 26 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Clatsop County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 3.0 months a year More than 2 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.37 per USD $1,000 of buildings Lower than 5 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Astoria, Seaside, Warrenton (Census, 1 July 2024).
Clatsop County page → -
Columbia County
54,091 residents, 12,194 aged 65 or older (22.5 %)
- Cost of living
- 105.4 Cheaper than 3 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Portland-Vancouver-Hillsboro, OR-WA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,522 Lower than 23 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Columbia County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.09 per USD $1,000 of buildings Lower than 17 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: St. Helens, Scappoose, Vernonia (Census, 1 July 2024).
Columbia County page → -
Coos County
63,992 residents, 19,537 aged 65 or older (30.5 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,284 Lower than 27 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.2 per 100,000 a year Lower than 60 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.45 per USD $1,000 of buildings Lower than 5 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,938 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Coos Bay, North Bend, Coquille (Census, 1 July 2024).
Coos County page → -
Crook County
27,564 residents, 7,536 aged 65 or older (27.3 %)
- Cost of living
- 103.6 Cheaper than 5 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Bend, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,145 Lower than 30 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Crook County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.19 per USD $1,000 of buildings Lower than 61 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest place: Prineville (Census, 1 July 2024).
Crook County page → -
Curry County
22,621 residents, 9,051 aged 65 or older (40.0 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,608 Lower than 41 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Curry County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.51 per USD $1,000 of buildings Lower than 4 % of the other 3,143 US counties
- Medicare premiums
- Original + drug plan USD $5,430 a year for two No Medicare Advantage plan with drug coverage is offered here (CMS, plan year 2027).
Largest places: Brookings, Gold Beach, Port Orford (Census, 1 July 2024).
Curry County page → -
Deschutes County
213,072 residents, 49,247 aged 65 or older (23.1 %)
- Cost of living
- 103.6 Cheaper than 5 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Bend, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,965 Lower than 34 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 2.9 per 100,000 a year Lower than 89 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.09 per USD $1,000 of buildings Lower than 69 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $8,422 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bend, Redmond, Sisters (Census, 1 July 2024).
Deschutes County page → -
Douglas County
111,951 residents, 32,168 aged 65 or older (28.7 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,055 Lower than 32 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 4.8 per 100,000 a year Lower than 72 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.42 per USD $1,000 of buildings Lower than 12 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $6,708 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Roseburg, Sutherlin, Winston (Census, 1 July 2024).
Douglas County page → -
Gilliam County
1,971 residents, 574 aged 65 or older (29.1 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $5,438 Lower than 11 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Gilliam County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 3.0 months a year More than 2 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.64 per USD $1,000 of buildings Lower than 10 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Condon, Arlington, Lonerock (Census, 1 July 2024).
Gilliam County page → -
Grant County
7,075 residents, 2,338 aged 65 or older (33.0 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,469 Lower than 24 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Grant County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.89 per USD $1,000 of buildings Lower than 8 % of the other 3,143 US counties
- Medicare premiums
- Original + drug plan USD $5,430 a year for two No Medicare Advantage plan with drug coverage is offered here (CMS, plan year 2027).
Largest places: John Day, Prairie City, Canyon City (Census, 1 July 2024).
Grant County page → -
Harney County
7,380 residents, 2,099 aged 65 or older (28.4 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,727 Lower than 19 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Harney County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.26 per USD $1,000 of buildings Lower than 14 % of the other 3,143 US counties
- Medicare premiums
- Original + drug plan USD $5,430 a year for two No Medicare Advantage plan with drug coverage is offered here (CMS, plan year 2027).
Largest places: Burns, Hines (Census, 1 July 2024).
Harney County page → -
Hood River County
23,720 residents, 4,869 aged 65 or older (20.5 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,782 Lower than 38 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Hood River County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.57 per USD $1,000 of buildings Lower than 34 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hood River, Cascade Locks (Census, 1 July 2024).
Hood River County page → -
Jackson County
221,795 residents, 57,028 aged 65 or older (25.7 %)
- Cost of living
- 101.4 Cheaper than 7 % of the other 3,142 US counties Medford, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,500 Lower than 23 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 3.7 per 100,000 a year Lower than 83 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.82 per USD $1,000 of buildings Lower than 24 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Medford, Ashland, Central Point (Census, 1 July 2024).
Jackson County page → -
Jefferson County
25,740 residents, 5,655 aged 65 or older (22.0 %)
- Cost of living
- 103.6 Cheaper than 5 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Bend, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,341 Lower than 26 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Jefferson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.40 per USD $1,000 of buildings Lower than 44 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $8,422 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Madras, Culver, Metolius (Census, 1 July 2024).
Jefferson County page → -
Josephine County
87,867 residents, 26,219 aged 65 or older (29.8 %)
- Cost of living
- 97.8 Cheaper than 14 % of the other 3,142 US counties Grants Pass, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,724 Lower than 39 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 10.4 per 100,000 a year Lower than 32 % of the other 767 US counties
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.43 per USD $1,000 of buildings Lower than 5 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Grants Pass, Cave Junction (Census, 1 July 2024).
Josephine County page → -
Klamath County
70,274 residents, 17,035 aged 65 or older (24.2 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,105 Lower than 30 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.9 per 100,000 a year Lower than 55 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.49 per USD $1,000 of buildings Lower than 39 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,714 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Klamath Falls, Merrill, Chiloquin (Census, 1 July 2024).
Klamath County page → -
Lake County
8,187 residents, 2,207 aged 65 or older (27.0 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,410 Lower than 25 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lake County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.40 per USD $1,000 of buildings Lower than 45 % of the other 3,143 US counties
- Medicare premiums
- Original + drug plan USD $5,430 a year for two No Medicare Advantage plan with drug coverage is offered here (CMS, plan year 2027).
Largest places: Lakeview, Paisley (Census, 1 July 2024).
Lake County page → -
Lane County
381,584 residents, 89,132 aged 65 or older (23.4 %)
- Cost of living
- 101.6 Cheaper than 7 % of the other 3,142 US counties Eugene-Springfield, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,792 Lower than 18 % of the other 3,110 US counties
- Healthcare access
- 3 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 2.9 per 100,000 a year Lower than 89 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.94 per USD $1,000 of buildings Lower than 20 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,398 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Eugene, Springfield, Cottage Grove (Census, 1 July 2024).
Lane County page → -
Lincoln County
50,636 residents, 17,543 aged 65 or older (34.6 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,748 Lower than 19 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lincoln County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 3.0 months a year More than 2 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.79 per USD $1,000 of buildings Lower than 8 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Newport, Lincoln City, Toledo (Census, 1 July 2024).
Lincoln County page → -
Linn County
132,843 residents, 28,473 aged 65 or older (21.4 %)
- Cost of living
- 102.1 Cheaper than 6 % of the other 3,142 US counties Albany, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,950 Lower than 16 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Linn County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.86 per USD $1,000 of buildings Lower than 22 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,752 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Albany, Lebanon, Sweet Home (Census, 1 July 2024).
Linn County page → -
Malheur County
32,261 residents, 6,060 aged 65 or older (18.8 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,534 Lower than 23 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Malheur County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 3.0 months a year More than 2 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.12 per USD $1,000 of buildings Lower than 67 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Ontario, Nyssa, Vale (Census, 1 July 2024).
Malheur County page → -
Marion County
355,777 residents, 65,678 aged 65 or older (18.5 %)
- Cost of living
- 103.6 Cheaper than 5 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Salem, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,851 Lower than 18 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 4.1 per 100,000 a year Lower than 79 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.52 per USD $1,000 of buildings Lower than 37 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,938 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Salem, Keizer, Woodburn (Census, 1 July 2024).
Marion County page → -
Morrow County
12,602 residents, 2,261 aged 65 or older (17.9 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,751 Lower than 19 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Morrow County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 3.0 months a year More than 2 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.59 per USD $1,000 of buildings Lower than 33 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $6,550 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Boardman, Irrigon, Heppner (Census, 1 July 2024).
Morrow County page → -
Multnomah County
795,391 residents, 129,878 aged 65 or older (16.3 %)
- Cost of living
- 105.4 Cheaper than 3 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Portland-Vancouver-Hillsboro, OR-WA metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,275 Lower than 13 % of the other 3,110 US counties
- Healthcare access
- 4 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 8.8 per 100,000 a year Lower than 40 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.52 per USD $1,000 of buildings Lower than 37 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,554 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Portland, Gresham, Troutdale (Census, 1 July 2024).
Multnomah County page → -
Polk County
90,037 residents, 19,119 aged 65 or older (21.2 %)
- Cost of living
- 103.6 Cheaper than 5 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Salem, OR metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,715 Lower than 20 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Polk County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.52 per USD $1,000 of buildings Lower than 37 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,554 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Salem, Dallas, Monmouth (Census, 1 July 2024).
Polk County page → -
Sherman County
2,051 residents, 511 aged 65 or older (24.9 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,542 Lower than 23 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Sherman County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 3.0 months a year More than 2 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.42 per USD $1,000 of buildings Lower than 12 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,710 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Wasco, Moro, Rufus (Census, 1 July 2024).
Sherman County page → -
Tillamook County
27,384 residents, 8,322 aged 65 or older (30.4 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,019 Lower than 33 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Tillamook County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 3.0 months a year More than 2 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.06 per USD $1,000 of buildings Lower than 6 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Tillamook, Rockaway Beach, Bay City (Census, 1 July 2024).
Tillamook County page → -
Umatilla County
81,119 residents, 14,601 aged 65 or older (18.0 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $5,085 Lower than 15 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 5.3 per 100,000 a year Lower than 68 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.15 per USD $1,000 of buildings Lower than 64 % of the other 3,143 US counties
- Medicare premiums
- Original + drug plan USD $5,430 a year for two No Medicare Advantage plan with drug coverage is offered here (CMS, plan year 2027).
Largest places: Hermiston, Pendleton, Umatilla (Census, 1 July 2024).
Umatilla County page → -
Union County
25,900 residents, 6,082 aged 65 or older (23.5 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,824 Lower than 18 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Union County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.16 per USD $1,000 of buildings Lower than 63 % of the other 3,143 US counties
- Medicare premiums
- Original + drug plan USD $5,430 a year for two No Medicare Advantage plan with drug coverage is offered here (CMS, plan year 2027).
Largest places: La Grande, Union, Elgin (Census, 1 July 2024).
Union County page → -
Wallowa County
7,595 residents, 2,516 aged 65 or older (33.1 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,930 Lower than 34 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Wallowa County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.34 per USD $1,000 of buildings Lower than 13 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $6,550 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Enterprise, Joseph, Wallowa (Census, 1 July 2024).
Wallowa County page → -
Wasco County
26,310 residents, 6,353 aged 65 or older (24.1 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,612 Lower than 21 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Wasco County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.17 per USD $1,000 of buildings Lower than 6 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,710 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: The Dalles, Dufur, Mosier (Census, 1 July 2024).
Wasco County page → -
Washington County
611,708 residents, 101,024 aged 65 or older (16.5 %)
- Cost of living
- 105.4 Cheaper than 3 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Portland-Vancouver-Hillsboro, OR-WA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,852 Lower than 18 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 2.2 per 100,000 a year Lower than 95 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.41 per USD $1,000 of buildings Lower than 44 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,554 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hillsboro, Beaverton, Tigard (Census, 1 July 2024).
Washington County page → -
Wheeler County
1,472 residents, 563 aged 65 or older (38.2 %)
- Cost of living
- 97.2 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Oregon nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,350 Lower than 26 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Wheeler County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.93 per USD $1,000 of buildings Lower than 3 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: Fossil, Mitchell, Spray (Census, 1 July 2024).
Wheeler County page → -
Yamhill County
110,024 residents, 23,226 aged 65 or older (21.1 %)
- Cost of living
- 105.4 Cheaper than 3 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Portland-Vancouver-Hillsboro, OR-WA metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,459 Lower than 24 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Yamhill County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.63 per USD $1,000 of buildings Lower than 31 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,560 · Original + drug plan USD $5,430 a year for two Typical plans; premiums only, not the cost of care
Largest places: McMinnville, Newberg, Sheridan (Census, 1 July 2024).
Yamhill County page →
Sources: US Census Bureau, county population estimates by age, 1 July 2025; BEA Regional Price Parities 2024, all items, of each county's metropolitan area or its state's nonmetropolitan portion; The state's published 2025 income-tax rules, the county's own local income tax where one is levied, and the county's Census ACS property-tax ratio, applied to the example household; CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026; CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al.; FEMA, National Risk Index v1.20 (December 2025), county expected annual loss to buildings (EAL_VALB); CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025); CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by county of residence.
Where Oregon stands, on the six criteria
Oregon's six figures are the ones that set its place on the state ranking, where it sits in Tier 15 of 16. Each is measured for the whole of Oregon, not for any single place within it.
| Criterion | Oregon |
|---|---|
| Cost of living BEA price level, all items (US = 100); lower is better |
103.4 Cheaper than 20% of the other 50 · housing 108.6 · goods 105.3 · utilities 107.0 · other services 100.3
BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5) · figure for 2024 · checked 2026-08-28
|
| Taxes on a retired couple state and local tax on the example retired couple, USD a year; lower is better |
USD $4,758 (90% margin USD $4,743–$4,773) Lower than 26% of the other 50
Each state's published 2025 income-tax rules and the Census ACS property-tax ratio, applied to the example household · figure for 2025
|
| Healthcare access share of residents 65+ living in a county with a 4- or 5-star CMS hospital; higher is better |
70 % of residents 65+ Higher than 64% of the other 50
CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026, weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2026 · checked 2026-10-27
|
| Safety homicides per 100,000 a year, 2020–2024, by state of residence; lower is better |
4.4 per 100,000 a year (95% interval 4.1–4.7) Lower than 68% of the other 50
CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by state of residence · figure for 2024 · checked 2026-10-27
|
| Climate months a year whose mean daily high is 18–29 °C (64–84 °F), 1981–2010; more is better |
4.4 months a year More than 28% of the other 50
CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al., weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2010 · checked 2026-10-27
|
| Natural-hazard risk expected yearly loss to buildings from natural hazards, per USD $1,000 of buildings; lower is better |
USD $1.73 per USD $1,000 of buildings Lower than 20% of the other 50
FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB) · figure for 2025 · checked 2026-10-27
|
Medicare in Oregon
For the published example couple, both 67 and married: what Medicare premiums cost a year for two in Oregon, and the most a bad year can cost. What care itself costs depends on a person's health, so it is not estimated here.
Medicare Advantage, with drug coverage
USD $5,554 a year for two in premiums (from USD $4,870)
At most USD $19,170 in a bad year (from USD $16,670), with each person's in-network out-of-pocket maximum
The middle of the 21 plans offered here; "from" is the lowest premium among them.
Original Medicare, with a drug plan
USD $5,430 a year for two in premiums (from USD $4,997)
Medigap: no federal price list — not in this total.
No yearly maximum on Original Medicare alone.
Part B for two, plus the middle of the 8 standalone drug plans offered in the state.
The middle of Oregon's 36 counties, weighted by residents 65 or older (US Census Bureau, 1 July 2025); 6 have no Advantage plan and are left out of that column.
The 2027 Part B premium is not yet published (CMS usually publishes it in November); 2026's is used.
Source: CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025).
Oregon lets Medigap policyholders switch companies each year, without health questions, to the same plan type or one with lesser benefits, during a window that starts 30 days before and ends 30 days after their birthday. Oregon's rule
Free, official Medicare counseling in Oregon: Senior Health Insurance Benefits Assistance (SHIBA), 1-800-722-4134 (the State Health Insurance Assistance Program).
Retiring to Oregon: pros and cons, by the figures
Retiring to Oregon, judged on the six figures above: a pro is a figure in the top fifth of the states, a con one in the bottom fifth. Figures in between get no verdict.
Pros
None of Oregon's six figures is in the top fifth of the states.
Cons
- Cost of living: dearer than 78% of the other 50 (103.4). BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5)
- Natural-hazard risk: higher than 80% of the other 50 (USD $1.73 per USD $1,000 of buildings). FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB)
Also shown, not scored
Oregon's other state-wide figures: shown for context, not part of its tier. Measured for the whole of Oregon — not for any single place within it.
| Measure | Value |
|---|---|
|
Population
Total resident population, US Census Bureau estimate for 1 July 2025.
How this is measuredTotal resident population, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. Bigger is not better — this axis exists for context, never for ranking. |
4,273,586 people |
|
Population 65 plus
Residents aged 65 or older, US Census Bureau estimate for 1 July 2025.
How this is measuredResident population aged 65 or older, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. |
898,568 people |
|
Social security beneficiary share
Everyone receiving Social Security — retired, disabled, survivors and dependants — as a share of the population, 2025.
How this is measuredAll OASDI beneficiaries — retired workers, disabled workers, survivors and dependants — as a percentage of the total resident population. SSA Table 1 (2025), population as of 1 July 2025. Not the same measure as the county-level retired-worker share. |
22.6 percent |
Source for every figure: SSA Table 1 (2025) · Census population as of 1 July 2025 · figure for 2025 · checked 2026-08-28 Official source
Taxes on a retired couple in Oregon
We apply Oregon's published rules for tax year 2025 to one example household and show the sum, line by line. These are rules already in force for 2025, not a projection.
The example household
| Filing status | married filing jointly, both aged 67 |
|---|---|
| Social Security | USD $45,000 a year, combined |
| Private pension | USD $25,000 a year |
| IRA or 401(k) withdrawal | USD $20,000 a year |
| Home, for property tax | USD $350,000 |
An illustrative household, the same for every state so states can be compared. Each spouse holds half of each income. Your own figures will differ.
Oregon's rules applied
Federal income tax is left out: it is the same in every state, so it cannot separate them. Sales tax is left out too: it depends on what a household buys, and no state publishes an average of its local rates. The rate is listed below.
The rules behind the sum
- Top income-tax rate: 9.9 % Oregon Department of Revenue, 2025 Form OR-40 Instructions · checked Oct 26, 2026
- Social Security subtracted (OR-40 line 11): 100 % of it Oregon Department of Revenue, 2025 Form OR-40 Instructions · checked Oct 26, 2026
- Standard deduction, married filing jointly: USD $5,670 Oregon Department of Revenue, 2025 Form OR-40 Instructions · checked Oct 26, 2026
- Additional standard deduction, 65 or older (USD $1,000 each): USD $1,000 per person, from age 65 Oregon Department of Revenue, 2025 Form OR-40 Instructions · checked Oct 26, 2026
- Federal tax liability subtraction (at most USD $8,500): USD $8,500 Oregon Department of Revenue, 2025 Form OR-40 Instructions · checked Oct 26, 2026
- Exemption credit (USD $256 each): USD $256 per person Oregon Department of Revenue, 2025 Form OR-40 Instructions · checked Oct 26, 2026
We don't cover a town in Oregon yet. See the towns we cover in the United States.
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