Retiring in the US
Michigan
For Americans thinking of retiring to Michigan from another state, or comparing it with a move abroad. Prices in Michigan run at 96.2 against a US average of 100, with housing at 82.3. We cover Michigan's 83 counties on the map below, each with a page of its own, and no town in depth yet.
Sources: BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5), 2024-12-31
Where Michigan stands
Tier 6 of 16
Cost of living
96.2
Taxes on a retired couple
USD $4,389
Healthcare access
58 % of residents 65+
Safety
7.2 per 100,000 a year
Climate
4.9 months a year
Natural-hazard risk
USD $0.85 per USD $1,000 of buildings
Michigan is not compared with a town — compare two towns instead. Why?
Michigan, a state of the United States, is not the same kind of thing as a town: it spans many counties and very different places. Putting a state-wide average beside one town's own figures produces a number that looks like an answer and describes nothing a person would experience — so the engine refuses that pairing rather than rendering it thinly. A town against another town, here or abroad, is like-for-like. Build a comparison →
Research in progress. Our quality assessment of the official sources for the United States is not finished yet. Every figure published here is sourced and dated.
Michigan's 83 counties
Every county in Michigan on its own figures, against every US county that has the same figure. Pick a county on the map or in the list.
- Lowest fifth of US counties
- Middle fifth
- Highest fifth (darker = a larger share 65+)
- No figure
- At least one hospital rated 4 or 5 stars by CMS
- None in the county
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = cheaper)
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = lower)
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = lower)
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = more)
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = lower)
- No figure
Outlines: US Census Bureau, cartographic boundary files (2024). A fifth is among every US county holding the figure, so a color means the same thing in every state.
All 83 counties, with their figures
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Alcona County
10,556 residents, 3,952 aged 65 or older (37.4 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,883 Lower than 57 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Alcona County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.85 per USD $1,000 of buildings Lower than 89 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,402 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Harrisville, Lincoln (Census, 1 July 2024).
Alcona County page → -
Alger County
8,641 residents, 2,544 aged 65 or older (29.4 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,289 Lower than 47 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Alger County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.78 per USD $1,000 of buildings Lower than 93 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,006 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Munising, Chatham (Census, 1 July 2024).
Alger County page → -
Allegan County
123,188 residents, 25,504 aged 65 or older (20.7 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,779 Lower than 38 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Allegan County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.89 per USD $1,000 of buildings Lower than 86 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Holland, Allegan, Wayland (Census, 1 July 2024).
Allegan County page → -
Alpena County
28,853 residents, 8,045 aged 65 or older (27.9 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,727 Lower than 39 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Alpena County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.71 per USD $1,000 of buildings Lower than 96 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,006 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Alpena, Hillman (Census, 1 July 2024).
Alpena County page → -
Antrim County
24,698 residents, 7,578 aged 65 or older (30.7 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,955 Lower than 55 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Antrim County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.68 per USD $1,000 of buildings Lower than 97 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,021 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Elk Rapids, Mancelona, Bellaire (Census, 1 July 2024).
Antrim County page → -
Arenac County
15,068 residents, 4,525 aged 65 or older (30.0 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,967 Lower than 34 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Arenac County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.85 per USD $1,000 of buildings Lower than 89 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Standish, Au Gres, Sterling (Census, 1 July 2024).
Arenac County page → -
Baraga County
8,169 residents, 2,104 aged 65 or older (25.8 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,255 Lower than 28 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Baraga County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.83 per USD $1,000 of buildings Lower than 90 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,138 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: L'Anse, Baraga (Census, 1 July 2024).
Baraga County page → -
Barry County
63,991 residents, 14,088 aged 65 or older (22.0 %)
- Cost of living
- 95.5 Cheaper than 21 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Grand Rapids-Wyoming-Kentwood, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,670 Lower than 39 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Barry County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.89 per USD $1,000 of buildings Lower than 86 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hastings, Middleville, Nashville (Census, 1 July 2024).
Barry County page → -
Bay County
102,123 residents, 24,731 aged 65 or older (24.2 %)
- Cost of living
- 91.9 Cheaper than 32 % of the other 3,142 US counties Bay City, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,222 Lower than 13 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Bay County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.15 per USD $1,000 of buildings Lower than 64 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bay City, Essexville, Auburn (Census, 1 July 2024).
Bay County page → -
Benzie County
18,568 residents, 5,775 aged 65 or older (31.1 %)
- Cost of living
- 93.4 Cheaper than 26 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Traverse City, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,771 Lower than 60 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Benzie County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.82 per USD $1,000 of buildings Lower than 91 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Frankfort, Benzonia, Thompsonville (Census, 1 July 2024).
Benzie County page → -
Berrien County
152,444 residents, 36,616 aged 65 or older (24.0 %)
- Cost of living
- 92.4 Cheaper than 31 % of the other 3,142 US counties Niles, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,790 Lower than 37 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 8.8 per 100,000 a year Lower than 40 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.84 per USD $1,000 of buildings Lower than 89 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,021 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Niles, Benton Harbor, St. Joseph (Census, 1 July 2024).
Berrien County page → -
Branch County
45,993 residents, 9,710 aged 65 or older (21.1 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,047 Lower than 32 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Branch County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.97 per USD $1,000 of buildings Lower than 80 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Coldwater, Bronson, Union City (Census, 1 July 2024).
Branch County page → -
Calhoun County
133,408 residents, 26,913 aged 65 or older (20.2 %)
- Cost of living
- 90.5 Cheaper than 40 % of the other 3,142 US counties Battle Creek, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,091 Lower than 15 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 10.3 per 100,000 a year Lower than 33 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.91 per USD $1,000 of buildings Lower than 84 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,945 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Battle Creek, Albion, Marshall (Census, 1 July 2024).
Calhoun County page → -
Cass County
51,677 residents, 12,385 aged 65 or older (24.0 %)
- Cost of living
- 92.9 Cheaper than 28 % of the other 3,142 US counties Its area's figure: every county in the area shares it. South Bend-Mishawaka, IN-MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,397 Lower than 45 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Cass County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.70 per USD $1,000 of buildings Lower than 96 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Dowagiac, Cassopolis, Edwardsburg (Census, 1 July 2024).
Cass County page → -
Charlevoix County
26,036 residents, 7,954 aged 65 or older (30.6 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,152 Lower than 51 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Charlevoix County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.47 per USD $1,000 of buildings Lower than 100 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,185 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Boyne City, Charlevoix, East Jordan (Census, 1 July 2024).
Charlevoix County page → -
Cheboygan County
25,793 residents, 7,884 aged 65 or older (30.6 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,098 Lower than 52 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Cheboygan County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.27 per USD $1,000 of buildings Lower than 54 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,602 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Cheboygan, Wolverine, Mackinaw City (Census, 1 July 2024).
Cheboygan County page → -
Chippewa County
36,081 residents, 7,671 aged 65 or older (21.3 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,406 Lower than 25 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Chippewa County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.55 per USD $1,000 of buildings Lower than 99 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,950 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Sault Ste. Marie, De Tour Village (Census, 1 July 2024).
Chippewa County page → -
Clare County
31,543 residents, 8,669 aged 65 or older (27.5 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,895 Lower than 35 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Clare County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.75 per USD $1,000 of buildings Lower than 94 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,185 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Clare, Harrison, Farwell (Census, 1 July 2024).
Clare County page → -
Clinton County
80,432 residents, 16,722 aged 65 or older (20.8 %)
- Cost of living
- 95.0 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Lansing-East Lansing, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,296 Lower than 27 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Clinton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.03 per USD $1,000 of buildings Lower than 76 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: St. Johns, DeWitt, East Lansing (Census, 1 July 2024).
Clinton County page → -
Crawford County
13,722 residents, 3,928 aged 65 or older (28.6 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,723 Lower than 39 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Crawford County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.08 per USD $1,000 of buildings Lower than 71 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest place: Grayling (Census, 1 July 2024).
Crawford County page → -
Delta County
36,582 residents, 10,308 aged 65 or older (28.2 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,946 Lower than 34 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Delta County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.86 per USD $1,000 of buildings Lower than 88 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,362 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Escanaba, Gladstone, Garden (Census, 1 July 2024).
Delta County page → -
Dickinson County
25,827 residents, 6,893 aged 65 or older (26.7 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,429 Lower than 25 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Dickinson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.77 per USD $1,000 of buildings Lower than 94 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Iron Mountain, Kingsford, Norway (Census, 1 July 2024).
Dickinson County page → -
Eaton County
109,581 residents, 24,150 aged 65 or older (22.0 %)
- Cost of living
- 95.0 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Lansing-East Lansing, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,949 Lower than 16 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Eaton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.96 per USD $1,000 of buildings Lower than 81 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Charlotte, Grand Ledge, Eaton Rapids (Census, 1 July 2024).
Eaton County page → -
Emmet County
33,775 residents, 9,640 aged 65 or older (28.5 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,920 Lower than 56 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Emmet County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.69 per USD $1,000 of buildings Lower than 97 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,854 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Petoskey, Harbor Springs, Pellston (Census, 1 July 2024).
Emmet County page → -
Genesee County
401,093 residents, 82,368 aged 65 or older (20.5 %)
- Cost of living
- 93.0 Cheaper than 28 % of the other 3,142 US counties Flint, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,772 Lower than 19 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 14.9 per 100,000 a year Lower than 20 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.86 per USD $1,000 of buildings Lower than 88 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Flint, Burton, Fenton (Census, 1 July 2024).
Genesee County page → -
Gladwin County
26,077 residents, 7,538 aged 65 or older (28.9 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,026 Lower than 32 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Gladwin County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.91 per USD $1,000 of buildings Lower than 85 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,021 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Gladwin, Beaverton (Census, 1 July 2024).
Gladwin County page → -
Gogebic County
14,285 residents, 4,407 aged 65 or older (30.9 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $5,012 Lower than 15 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Gogebic County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.62 per USD $1,000 of buildings Lower than 98 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $6,430 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Ironwood, Bessemer, Wakefield (Census, 1 July 2024).
Gogebic County page → -
Grand Traverse County
96,729 residents, 24,288 aged 65 or older (25.1 %)
- Cost of living
- 93.4 Cheaper than 26 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Traverse City, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,104 Lower than 51 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Grand Traverse County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.55 per USD $1,000 of buildings Lower than 99 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,945 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Traverse City, Kingsley, Fife Lake (Census, 1 July 2024).
Grand Traverse County page → -
Gratiot County
41,190 residents, 8,287 aged 65 or older (20.1 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,333 Lower than 26 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Gratiot County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.29 per USD $1,000 of buildings Lower than 53 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Alma, St. Louis, Ithaca (Census, 1 July 2024).
Gratiot County page → -
Hillsdale County
45,738 residents, 10,612 aged 65 or older (23.2 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,454 Lower than 44 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Hillsdale County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.85 per USD $1,000 of buildings Lower than 89 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hillsdale, Jonesville, Litchfield (Census, 1 July 2024).
Hillsdale County page → -
Houghton County
37,842 residents, 7,361 aged 65 or older (19.5 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,067 Lower than 31 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Houghton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.79 per USD $1,000 of buildings Lower than 92 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $6,310 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Houghton, Hancock, Laurium (Census, 1 July 2024).
Houghton County page → -
Huron County
30,530 residents, 9,054 aged 65 or older (29.7 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,149 Lower than 30 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Huron County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.87 per USD $1,000 of buildings Lower than 88 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bad Axe, Sebewaing, Harbor Beach (Census, 1 July 2024).
Huron County page → -
Ingham County
289,709 residents, 47,102 aged 65 or older (16.3 %)
- Cost of living
- 95.0 Cheaper than 23 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Lansing-East Lansing, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $6,408 Lower than 5 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.9 per 100,000 a year Lower than 54 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.96 per USD $1,000 of buildings Lower than 81 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lansing, East Lansing, Mason (Census, 1 July 2024).
Ingham County page → -
Ionia County
66,557 residents, 12,227 aged 65 or older (18.4 %)
- Cost of living
- 95.5 Cheaper than 21 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Grand Rapids-Wyoming-Kentwood, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,944 Lower than 34 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Ionia County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.05 per USD $1,000 of buildings Lower than 74 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,945 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Ionia, Belding, Portland (Census, 1 July 2024).
Ionia County page → -
Iosco County
25,266 residents, 8,334 aged 65 or older (33.0 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,345 Lower than 46 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Iosco County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.68 per USD $1,000 of buildings Lower than 97 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,021 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: East Tawas, Tawas City, Whittemore (Census, 1 July 2024).
Iosco County page → -
Iron County
11,757 residents, 3,999 aged 65 or older (34.0 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,706 Lower than 20 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Iron County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.78 per USD $1,000 of buildings Lower than 93 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,006 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Iron River, Crystal Falls, Caspian (Census, 1 July 2024).
Iron County page → -
Isabella County
64,691 residents, 10,850 aged 65 or older (16.8 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,675 Lower than 20 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Isabella County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.91 per USD $1,000 of buildings Lower than 85 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,854 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Mount Pleasant, Lake Isabella, Shepherd (Census, 1 July 2024).
Isabella County page → -
Jackson County
159,552 residents, 34,326 aged 65 or older (21.5 %)
- Cost of living
- 91.8 Cheaper than 33 % of the other 3,142 US counties Jackson, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,394 Lower than 25 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 7.3 per 100,000 a year Lower than 51 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.86 per USD $1,000 of buildings Lower than 88 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Jackson, Brooklyn, Grass Lake (Census, 1 July 2024).
Jackson County page → -
Kalamazoo County
263,795 residents, 48,313 aged 65 or older (18.3 %)
- Cost of living
- 94.8 Cheaper than 23 % of the other 3,142 US counties Kalamazoo-Portage, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,063 Lower than 15 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 7.7 per 100,000 a year Lower than 48 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.79 per USD $1,000 of buildings Lower than 92 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,021 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Kalamazoo, Portage, Vicksburg (Census, 1 July 2024).
Kalamazoo County page → -
Kalkaska County
18,693 residents, 4,595 aged 65 or older (24.6 %)
- Cost of living
- 93.4 Cheaper than 26 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Traverse City, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,050 Lower than 53 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Kalkaska County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.68 per USD $1,000 of buildings Lower than 97 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest place: Kalkaska (Census, 1 July 2024).
Kalkaska County page → -
Kent County
675,232 residents, 112,387 aged 65 or older (16.6 %)
- Cost of living
- 95.5 Cheaper than 21 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Grand Rapids-Wyoming-Kentwood, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,884 Lower than 36 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 5.3 per 100,000 a year Lower than 67 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.80 per USD $1,000 of buildings Lower than 92 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Grand Rapids, Wyoming, Kentwood (Census, 1 July 2024).
Kent County page → -
Keweenaw County
2,186 residents, 832 aged 65 or older (38.1 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,481 Lower than 43 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Keweenaw County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 2.0 months a year More than 1 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.71 per USD $1,000 of buildings Lower than 96 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $6,430 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest place: Ahmeek (Census, 1 July 2024).
Keweenaw County page → -
Lake County
13,182 residents, 3,767 aged 65 or older (28.6 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,806 Lower than 37 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lake County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.03 per USD $1,000 of buildings Lower than 76 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Baldwin, Luther (Census, 1 July 2024).
Lake County page → -
Lapeer County
89,516 residents, 20,228 aged 65 or older (22.6 %)
- Cost of living
- 100.3 Cheaper than 8 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Detroit-Warren-Dearborn, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,225 Lower than 49 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lapeer County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.85 per USD $1,000 of buildings Lower than 89 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lapeer, Imlay City, Almont (Census, 1 July 2024).
Lapeer County page → -
Leelanau County
22,982 residents, 8,418 aged 65 or older (36.6 %)
- Cost of living
- 93.4 Cheaper than 26 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Traverse City, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,381 Lower than 71 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Leelanau County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.68 per USD $1,000 of buildings Lower than 97 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,945 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Suttons Bay, Northport, Empire (Census, 1 July 2024).
Leelanau County page → -
Lenawee County
97,779 residents, 22,397 aged 65 or older (22.9 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,432 Lower than 25 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lenawee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.95 per USD $1,000 of buildings Lower than 81 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,945 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Adrian, Tecumseh, Blissfield (Census, 1 July 2024).
Lenawee County page → -
Livingston County
197,315 residents, 44,098 aged 65 or older (22.3 %)
- Cost of living
- 100.3 Cheaper than 8 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Detroit-Warren-Dearborn, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,388 Lower than 45 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Livingston County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.78 per USD $1,000 of buildings Lower than 93 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Howell, Brighton, Fowlerville (Census, 1 July 2024).
Livingston County page → -
Luce County
6,339 residents, 1,537 aged 65 or older (24.2 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,428 Lower than 45 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Luce County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.63 per USD $1,000 of buildings Lower than 98 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,726 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest place: Newberry (Census, 1 July 2024).
Luce County page → -
Mackinac County
11,236 residents, 3,622 aged 65 or older (32.2 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,737 Lower than 38 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Mackinac County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.52 per USD $1,000 of buildings Lower than 99 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $8,182 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: St. Ignace, Mackinac Island (Census, 1 July 2024).
Mackinac County page → -
Macomb County
886,221 residents, 178,648 aged 65 or older (20.2 %)
- Cost of living
- 100.3 Cheaper than 8 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Detroit-Warren-Dearborn, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,885 Lower than 17 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 5.2 per 100,000 a year Lower than 70 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.01 per USD $1,000 of buildings Lower than 77 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Warren, Sterling Heights, St. Clair Shores (Census, 1 July 2024).
Macomb County page → -
Manistee County
25,656 residents, 7,735 aged 65 or older (30.1 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,646 Lower than 40 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Manistee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.02 per USD $1,000 of buildings Lower than 77 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,021 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Manistee, Kaleva, Eastlake (Census, 1 July 2024).
Manistee County page → -
Marquette County
68,064 residents, 15,313 aged 65 or older (22.5 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,409 Lower than 45 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Marquette County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.73 per USD $1,000 of buildings Lower than 95 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,362 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Marquette, Ishpeming, Negaunee (Census, 1 July 2024).
Marquette County page → -
Mason County
29,040 residents, 8,356 aged 65 or older (28.8 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,720 Lower than 39 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Mason County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.56 per USD $1,000 of buildings Lower than 99 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,590 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Ludington, Scottville, Custer (Census, 1 July 2024).
Mason County page → -
Mecosta County
42,320 residents, 9,507 aged 65 or older (22.5 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,478 Lower than 44 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Mecosta County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.82 per USD $1,000 of buildings Lower than 24 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Big Rapids, Morley, Mecosta (Census, 1 July 2024).
Mecosta County page → -
Menominee County
22,941 residents, 6,752 aged 65 or older (29.4 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,544 Lower than 42 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Menominee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.79 per USD $1,000 of buildings Lower than 93 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Menominee, Stephenson, Powers (Census, 1 July 2024).
Menominee County page → -
Midland County
83,754 residents, 18,781 aged 65 or older (22.4 %)
- Cost of living
- 91.9 Cheaper than 32 % of the other 3,142 US counties Midland, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,150 Lower than 14 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Midland County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.11 per USD $1,000 of buildings Lower than 68 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,021 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Midland, Coleman, Sanford (Census, 1 July 2024).
Midland County page → -
Missaukee County
15,274 residents, 3,669 aged 65 or older (24.0 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,440 Lower than 44 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Missaukee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.76 per USD $1,000 of buildings Lower than 94 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lake City, McBain (Census, 1 July 2024).
Missaukee County page → -
Monroe County
156,004 residents, 33,591 aged 65 or older (21.5 %)
- Cost of living
- 93.5 Cheaper than 26 % of the other 3,142 US counties Monroe, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,049 Lower than 32 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Monroe County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.12 per USD $1,000 of buildings Lower than 67 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Monroe, Dundee, Carleton (Census, 1 July 2024).
Monroe County page → -
Montcalm County
69,406 residents, 13,950 aged 65 or older (20.1 %)
- Cost of living
- 95.5 Cheaper than 21 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Grand Rapids-Wyoming-Kentwood, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,540 Lower than 42 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- Montcalm County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.75 per USD $1,000 of buildings Lower than 95 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Greenville, Howard City, Stanton (Census, 1 July 2024).
Montcalm County page → -
Montmorency County
9,842 residents, 3,480 aged 65 or older (35.4 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,010 Lower than 54 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Montmorency County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.83 per USD $1,000 of buildings Lower than 90 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,021 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest place: Hillman (Census, 1 July 2024).
Montmorency County page → -
Muskegon County
177,901 residents, 36,701 aged 65 or older (20.6 %)
- Cost of living
- 92.5 Cheaper than 30 % of the other 3,142 US counties Muskegon-Norton Shores, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,144 Lower than 30 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 7.8 per 100,000 a year Lower than 47 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.67 per USD $1,000 of buildings Lower than 97 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,945 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Muskegon, Norton Shores, Muskegon Heights (Census, 1 July 2024).
Muskegon County page → -
Newaygo County
51,622 residents, 11,699 aged 65 or older (22.7 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,852 Lower than 36 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Newaygo County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.83 per USD $1,000 of buildings Lower than 90 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Fremont, Newaygo, White Cloud (Census, 1 July 2024).
Newaygo County page → -
Oakland County
1,288,337 residents, 261,913 aged 65 or older (20.3 %)
- Cost of living
- 100.3 Cheaper than 8 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Detroit-Warren-Dearborn, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $4,452 Lower than 24 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 3.6 per 100,000 a year Lower than 84 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.72 per USD $1,000 of buildings Lower than 96 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Troy, Farmington Hills, Rochester Hills (Census, 1 July 2024).
Oakland County page → -
Oceana County
27,177 residents, 6,755 aged 65 or older (24.9 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,524 Lower than 43 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Oceana County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.80 per USD $1,000 of buildings Lower than 92 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Shelby, Hart, Pentwater (Census, 1 July 2024).
Oceana County page → -
Ogemaw County
21,121 residents, 6,351 aged 65 or older (30.1 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,308 Lower than 47 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Ogemaw County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.87 per USD $1,000 of buildings Lower than 87 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: West Branch, Rose City, Prescott (Census, 1 July 2024).
Ogemaw County page → -
Ontonagon County
5,823 residents, 2,280 aged 65 or older (39.2 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,055 Lower than 32 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Ontonagon County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.77 per USD $1,000 of buildings Lower than 94 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,006 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest place: Ontonagon (Census, 1 July 2024).
Ontonagon County page → -
Osceola County
23,516 residents, 5,550 aged 65 or older (23.6 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,568 Lower than 41 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Osceola County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.88 per USD $1,000 of buildings Lower than 87 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Reed City, Evart, Marion (Census, 1 July 2024).
Osceola County page → -
Oscoda County
8,723 residents, 2,857 aged 65 or older (32.8 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,282 Lower than 48 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Oscoda County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.68 per USD $1,000 of buildings Lower than 97 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,110 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
No incorporated place in this county (Census, 1 July 2024).
Oscoda County page → -
Otsego County
26,080 residents, 6,300 aged 65 or older (24.2 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,796 Lower than 59 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Otsego County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.56 per USD $1,000 of buildings Lower than 99 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Gaylord, Vanderbilt (Census, 1 July 2024).
Otsego County page → -
Ottawa County
308,459 residents, 57,279 aged 65 or older (18.6 %)
- Cost of living
- 95.5 Cheaper than 21 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Grand Rapids-Wyoming-Kentwood, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,585 Lower than 41 % of the other 3,110 US counties
- Healthcare access
- 3 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- Ottawa County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.82 per USD $1,000 of buildings Lower than 91 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Holland, Grand Haven, Hudsonville (Census, 1 July 2024).
Ottawa County page → -
Presque Isle County
13,128 residents, 4,803 aged 65 or older (36.6 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,313 Lower than 47 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Presque Isle County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.81 per USD $1,000 of buildings Lower than 91 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,138 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Rogers City, Onaway, Posen (Census, 1 July 2024).
Presque Isle County page → -
Roscommon County
23,914 residents, 8,687 aged 65 or older (36.3 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,537 Lower than 42 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Roscommon County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.22 per USD $1,000 of buildings Lower than 58 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest place: Roscommon (Census, 1 July 2024).
Roscommon County page → -
Saginaw County
187,688 residents, 42,058 aged 65 or older (22.4 %)
- Cost of living
- 90.9 Cheaper than 39 % of the other 3,142 US counties Saginaw, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,232 Lower than 13 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 14.0 per 100,000 a year Lower than 22 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.25 per USD $1,000 of buildings Lower than 56 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Saginaw, Frankenmuth, Chesaning (Census, 1 July 2024).
Saginaw County page → -
St. Clair County
160,486 residents, 36,536 aged 65 or older (22.8 %)
- Cost of living
- 100.3 Cheaper than 8 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Detroit-Warren-Dearborn, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,992 Lower than 33 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- St. Clair County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.01 per USD $1,000 of buildings Lower than 78 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Port Huron, Marysville, St. Clair (Census, 1 July 2024).
St. Clair County page → -
St. Joseph County
60,968 residents, 12,574 aged 65 or older (20.6 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,845 Lower than 36 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- St. Joseph County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.94 per USD $1,000 of buildings Lower than 83 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,404 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Sturgis, Three Rivers, Constantine (Census, 1 July 2024).
St. Joseph County page → -
Sanilac County
40,083 residents, 10,104 aged 65 or older (25.2 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,161 Lower than 50 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Sanilac County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.95 per USD $1,000 of buildings Lower than 82 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Sandusky, Croswell, Marlette (Census, 1 July 2024).
Sanilac County page → -
Schoolcraft County
8,187 residents, 2,630 aged 65 or older (32.1 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,473 Lower than 44 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Schoolcraft County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.15 per USD $1,000 of buildings Lower than 64 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $7,726 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest place: Manistique (Census, 1 July 2024).
Schoolcraft County page → -
Shiawassee County
67,681 residents, 15,056 aged 65 or older (22.2 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,591 Lower than 22 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Shiawassee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.98 per USD $1,000 of buildings Lower than 79 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Owosso, Durand, Corunna (Census, 1 July 2024).
Shiawassee County page → -
Tuscola County
52,680 residents, 12,571 aged 65 or older (23.9 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,242 Lower than 28 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Tuscola County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.53 per USD $1,000 of buildings Lower than 36 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Caro, Vassar, Cass City (Census, 1 July 2024).
Tuscola County page → -
Van Buren County
76,071 residents, 17,153 aged 65 or older (22.5 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $4,298 Lower than 27 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Van Buren County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.98 per USD $1,000 of buildings Lower than 79 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: South Haven, Paw Paw, Mattawan (Census, 1 July 2024).
Van Buren County page → -
Washtenaw County
370,214 residents, 65,660 aged 65 or older (17.7 %)
- Cost of living
- 100.9 Cheaper than 7 % of the other 3,142 US counties Ann Arbor, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,312 Lower than 12 % of the other 3,110 US counties
- Healthcare access
- 4 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 3.4 per 100,000 a year Lower than 86 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.75 per USD $1,000 of buildings Lower than 94 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Ann Arbor, Ypsilanti, Saline (Census, 1 July 2024).
Washtenaw County page → -
Wayne County
1,769,038 residents, 314,114 aged 65 or older (17.8 %)
- Cost of living
- 100.3 Cheaper than 8 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Detroit-Warren-Dearborn, MI metropolitan area, US = 100
- Taxes on a retired couple
- USD $5,694 Lower than 9 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 19.4 per 100,000 a year Lower than 12 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.77 per USD $1,000 of buildings Lower than 94 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Detroit, Dearborn, Livonia (Census, 1 July 2024).
Wayne County page → -
Wexford County
34,445 residents, 7,818 aged 65 or older (22.7 %)
- Cost of living
- 89.0 Cheaper than 45 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Michigan nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,958 Lower than 34 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Wexford County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.65 per USD $1,000 of buildings Lower than 98 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,065 a year for two Typical plans; premiums only, not the cost of care
Largest places: Cadillac, Manton, Buckley (Census, 1 July 2024).
Wexford County page →
Sources: US Census Bureau, county population estimates by age, 1 July 2025; BEA Regional Price Parities 2024, all items, of each county's metropolitan area or its state's nonmetropolitan portion; The state's published 2025 income-tax rules, the county's own local income tax where one is levied, and the county's Census ACS property-tax ratio, applied to the example household; CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026; CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al.; FEMA, National Risk Index v1.20 (December 2025), county expected annual loss to buildings (EAL_VALB); CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025); CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by county of residence.
Where Michigan stands, on the six criteria
Michigan's six figures are the ones that set its place on the state ranking, where it sits in Tier 6 of 16. Each is measured for the whole of Michigan, not for any single place within it.
| Criterion | Michigan |
|---|---|
| Cost of living BEA price level, all items (US = 100); lower is better |
96.2 Cheaper than 54% of the other 50 · housing 82.3 · goods 96.0 · utilities 100.2 · other services 100.9
BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5) · figure for 2024 · checked 2026-08-28
|
| Taxes on a retired couple state and local tax on the example retired couple, USD a year; lower is better |
USD $4,389 (90% margin USD $4,371–$4,407) Lower than 30% of the other 50
Each state's published 2025 income-tax rules and the Census ACS property-tax ratio, applied to the example household · figure for 2025
|
| Healthcare access share of residents 65+ living in a county with a 4- or 5-star CMS hospital; higher is better |
58 % of residents 65+ Higher than 40% of the other 50
CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026, weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2026 · checked 2026-10-27
|
| Safety homicides per 100,000 a year, 2020–2024, by state of residence; lower is better |
7.2 per 100,000 a year (95% interval 7.0–7.4) Lower than 46% of the other 50
CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by state of residence · figure for 2024 · checked 2026-10-27
|
| Climate months a year whose mean daily high is 18–29 °C (64–84 °F), 1981–2010; more is better |
4.9 months a year More than 64% of the other 50
CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al., weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2010 · checked 2026-10-27
|
| Natural-hazard risk expected yearly loss to buildings from natural hazards, per USD $1,000 of buildings; lower is better |
USD $0.85 per USD $1,000 of buildings Lower than 96% of the other 50
FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB) · figure for 2025 · checked 2026-10-27
|
Medicare in Michigan
For the published example couple, both 67 and married: what Medicare premiums cost a year for two in Michigan, and the most a bad year can cost. What care itself costs depends on a person's health, so it is not estimated here.
Medicare Advantage, with drug coverage
USD $4,870 a year for two in premiums (from USD $4,870)
At most USD $16,920 in a bad year (from USD $13,670), with each person's in-network out-of-pocket maximum
The middle of the 52 plans offered here; "from" is the lowest premium among them.
Original Medicare, with a drug plan
USD $6,065 a year for two in premiums (from USD $4,997)
Medigap: no federal price list — not in this total.
No yearly maximum on Original Medicare alone.
Part B for two, plus the middle of the 11 standalone drug plans offered in the state.
The middle of Michigan's 83 counties, weighted by residents 65 or older (US Census Bureau, 1 July 2025).
The 2027 Part B premium is not yet published (CMS usually publishes it in November); 2026's is used.
Source: CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025).
Michigan adds no Medigap enrollment right beyond the federal six-month open enrollment period, which starts the month you are 65 or older and enrolled in Part B. Michigan's rule
Free, official Medicare counseling in Michigan: Michigan State Health Insurance Assistance Program (SHIP), 1-800-803-7174 (the State Health Insurance Assistance Program).
Retiring to Michigan: pros and cons, by the figures
Retiring to Michigan, judged on the six figures above: a pro is a figure in the top fifth of the states, a con one in the bottom fifth. Figures in between get no verdict.
Pros
- Natural-hazard risk: lower than 96% of the other 50 (USD $0.85 per USD $1,000 of buildings). FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB)
Cons
None of Michigan's six figures is in the bottom fifth of the states.
Also shown, not scored
Michigan's other state-wide figures: shown for context, not part of its tier. Measured for the whole of Michigan — not for any single place within it.
| Measure | Value |
|---|---|
|
Population
Total resident population, US Census Bureau estimate for 1 July 2025.
How this is measuredTotal resident population, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. Bigger is not better — this axis exists for context, never for ranking. |
10,127,884 people |
|
Population 65 plus
Residents aged 65 or older, US Census Bureau estimate for 1 July 2025.
How this is measuredResident population aged 65 or older, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. |
2,076,467 people |
|
Social security beneficiary share
Everyone receiving Social Security — retired, disabled, survivors and dependants — as a share of the population, 2025.
How this is measuredAll OASDI beneficiaries — retired workers, disabled workers, survivors and dependants — as a percentage of the total resident population. SSA Table 1 (2025), population as of 1 July 2025. Not the same measure as the county-level retired-worker share. |
23.5 percent |
Source for every figure: SSA Table 1 (2025) · Census population as of 1 July 2025 · figure for 2025 · checked 2026-08-28 Official source
Taxes on a retired couple in Michigan
We apply Michigan's published rules for tax year 2025 to one example household and show the sum, line by line. These are rules already in force for 2025, not a projection.
The example household
| Filing status | married filing jointly, both aged 67 |
|---|---|
| Social Security | USD $45,000 a year, combined |
| Private pension | USD $25,000 a year |
| IRA or 401(k) withdrawal | USD $20,000 a year |
| Home, for property tax | USD $350,000 |
An illustrative household, the same for every state so states can be compared. Each spouse holds half of each income. Your own figures will differ.
Michigan's rules applied
Federal income tax is left out: it is the same in every state, so it cannot separate them. Sales tax is left out too: it depends on what a household buys, and no state publishes an average of its local rates. The rate is listed below.
The rules behind the sum
- Top income-tax rate: 4.25 % Michigan Department of Treasury: What are the current tax rate and exemption amounts? · checked Oct 26, 2026
- Social Security subtracted (Schedule 1): 100 % of it Michigan Department of Treasury: Retirement and Pension Benefits, Additions and Subtractions · checked Oct 26, 2026
- Retirement subtraction, Phase-In Method (born 1946-1966): USD $98,846, from age 59 Michigan Department of Treasury: 2025 Tier III (retirement and pension benefits) · checked Oct 26, 2026
- Personal exemption: USD $5,800 per person Michigan Department of Treasury: What are the current tax rate and exemption amounts? · checked Oct 26, 2026
- State sales tax 6 %; no local sales taxes: 6 % Michigan Department of Treasury: Sales and Use Taxes · checked Oct 26, 2026
We don't cover a town in Michigan yet. See the towns we cover in the United States.
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