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Retiring in the US

Maine

For Americans thinking of retiring to Maine from another state, or comparing it with a move abroad. Prices in Maine run at 97.1 against a US average of 100, with housing at 78.9. We cover Maine's 16 counties on the map below, each with a page of its own, and no town in depth yet.

Sources: BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5), 2024-12-31

Where Maine stands Tier 4 of 16
Cost of living 97.1
Taxes on a retired couple USD $3,583
Healthcare access 69 % of residents 65+
Safety 2.2 per 100,000 a year
Climate 3.8 months a year
Natural-hazard risk USD $0.99 per USD $1,000 of buildings

The six figures, with sources and dates · how tiers are set

Maine is not compared with a town — compare two towns instead. Why?

Maine, a state of the United States, is not the same kind of thing as a town: it spans many counties and very different places. Putting a state-wide average beside one town's own figures produces a number that looks like an answer and describes nothing a person would experience — so the engine refuses that pairing rather than rendering it thinly. A town against another town, here or abroad, is like-for-like. Build a comparison →

Research in progress. Our quality assessment of the official sources for the United States is not finished yet. Every figure published here is sourced and dated.

Maine's 16 counties

Every county in Maine on its own figures, against every US county that has the same figure. Pick a county on the map or in the list.

  • Lowest fifth of US counties
  • Middle fifth
  • Highest fifth (darker = a larger share 65+)
  • No figure

Outlines: US Census Bureau, cartographic boundary files (2024). A fifth is among every US county holding the figure, so a color means the same thing in every state.

All 16 counties, with their figures
  • Androscoggin County

    116,487 residents, 23,352 aged 65 or older (20.0 %)

    Cost of living
    94.7 Cheaper than 23 % of the other 3,142 US counties Lewiston-Auburn, ME metropolitan area, US = 100
    Taxes on a retired couple
    USD $4,070 Lower than 31 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    6.2 per 100,000 a year Lower than 59 % of the other 767 US counties
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $0.84 per USD $1,000 of buildings Lower than 89 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,446 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Lewiston, Auburn (Census, 1 July 2024).

    Androscoggin County page →

    Sources and dates: under the list

  • Aroostook County

    66,609 residents, 18,322 aged 65 or older (27.5 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $3,909 Lower than 35 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Aroostook County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    3.0 months a year More than 2 % of the other 3,143 US counties
    Natural-hazard risk
    USD $0.94 per USD $1,000 of buildings Lower than 82 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Presque Isle, Caribou (Census, 1 July 2024).

    Aroostook County page →

    Sources and dates: under the list

  • Cumberland County

    317,222 residents, 71,414 aged 65 or older (22.5 %)

    Cost of living
    101.9 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Portland-South Portland, ME metropolitan area, US = 100
    Taxes on a retired couple
    USD $3,651 Lower than 40 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    1.6 per 100,000 a year Lower than 98 % of the other 767 US counties
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $0.82 per USD $1,000 of buildings Lower than 91 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,050 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Portland, South Portland, Westbrook (Census, 1 July 2024).

    Cumberland County page →

    Sources and dates: under the list

  • Franklin County

    30,824 residents, 8,120 aged 65 or older (26.3 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $3,644 Lower than 40 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Franklin County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    3.0 months a year More than 2 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.39 per USD $1,000 of buildings Lower than 45 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,746 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    No incorporated place in this county (Census, 1 July 2024).

    Franklin County page →

    Sources and dates: under the list

  • Hancock County

    57,171 residents, 17,006 aged 65 or older (29.7 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,888 Lower than 57 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Hancock County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.03 per USD $1,000 of buildings Lower than 76 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Ellsworth (Census, 1 July 2024).

    Hancock County page →

    Sources and dates: under the list

  • Kennebec County

    129,067 residents, 30,030 aged 65 or older (23.3 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $3,828 Lower than 37 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    Kennebec County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.04 per USD $1,000 of buildings Lower than 75 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,230 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Augusta, Waterville, Gardiner (Census, 1 July 2024).

    Kennebec County page →

    Sources and dates: under the list

  • Knox County

    41,117 residents, 12,543 aged 65 or older (30.5 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $4,078 Lower than 31 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Knox County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    3.0 months a year More than 2 % of the other 3,143 US counties
    Natural-hazard risk
    USD $0.93 per USD $1,000 of buildings Lower than 83 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,434 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Rockland (Census, 1 July 2024).

    Knox County page →

    Sources and dates: under the list

  • Lincoln County

    36,595 residents, 11,976 aged 65 or older (32.7 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,975 Lower than 55 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Lincoln County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.08 per USD $1,000 of buildings Lower than 71 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,710 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    No incorporated place in this county (Census, 1 July 2024).

    Lincoln County page →

    Sources and dates: under the list

  • Oxford County

    60,346 residents, 15,605 aged 65 or older (25.9 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $3,482 Lower than 43 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    Oxford County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.30 per USD $1,000 of buildings Lower than 52 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,830 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    No incorporated place in this county (Census, 1 July 2024).

    Oxford County page →

    Sources and dates: under the list

  • Penobscot County

    157,967 residents, 34,744 aged 65 or older (22.0 %)

    Cost of living
    96.5 Cheaper than 18 % of the other 3,142 US counties Bangor, ME metropolitan area, US = 100
    Taxes on a retired couple
    USD $4,056 Lower than 32 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    Penobscot County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $0.97 per USD $1,000 of buildings Lower than 80 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,662 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Bangor, Brewer, Old Town (Census, 1 July 2024).

    Penobscot County page →

    Sources and dates: under the list

  • Piscataquis County

    17,409 residents, 5,210 aged 65 or older (29.9 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $3,161 Lower than 50 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Piscataquis County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    3.0 months a year More than 2 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.30 per USD $1,000 of buildings Lower than 51 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    No incorporated place in this county (Census, 1 July 2024).

    Piscataquis County page →

    Sources and dates: under the list

  • Sagadahoc County

    37,979 residents, 10,429 aged 65 or older (27.5 %)

    Cost of living
    101.9 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Portland-South Portland, ME metropolitan area, US = 100
    Taxes on a retired couple
    USD $3,644 Lower than 40 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Sagadahoc County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.04 per USD $1,000 of buildings Lower than 75 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Bath (Census, 1 July 2024).

    Sagadahoc County page →

    Sources and dates: under the list

  • Somerset County

    51,620 residents, 12,749 aged 65 or older (24.7 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $3,771 Lower than 38 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Somerset County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    3.0 months a year More than 2 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.17 per USD $1,000 of buildings Lower than 62 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    No incorporated place in this county (Census, 1 July 2024).

    Somerset County page →

    Sources and dates: under the list

  • Waldo County

    40,693 residents, 11,337 aged 65 or older (27.9 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $3,645 Lower than 40 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Waldo County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.11 per USD $1,000 of buildings Lower than 68 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,662 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Belfast (Census, 1 July 2024).

    Waldo County page →

    Sources and dates: under the list

  • Washington County

    31,334 residents, 8,939 aged 65 or older (28.5 %)

    Cost of living
    91.6 Cheaper than 34 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Maine nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $3,641 Lower than 40 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    Washington County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.27 per USD $1,000 of buildings Lower than 54 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Calais, Eastport (Census, 1 July 2024).

    Washington County page →

    Sources and dates: under the list

  • York County

    222,434 residents, 55,841 aged 65 or older (25.1 %)

    Cost of living
    101.9 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Portland-South Portland, ME metropolitan area, US = 100
    Taxes on a retired couple
    USD $3,350 Lower than 46 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    York County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $0.99 per USD $1,000 of buildings Lower than 79 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,050 · Original + drug plan USD $5,774 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Sanford, Biddeford, Saco (Census, 1 July 2024).

    York County page →

    Sources and dates: under the list

Sources: US Census Bureau, county population estimates by age, 1 July 2025; BEA Regional Price Parities 2024, all items, of each county's metropolitan area or its state's nonmetropolitan portion; The state's published 2025 income-tax rules, the county's own local income tax where one is levied, and the county's Census ACS property-tax ratio, applied to the example household; CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026; CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by county of residence; CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al.; FEMA, National Risk Index v1.20 (December 2025), county expected annual loss to buildings (EAL_VALB); CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025).

Where Maine stands, on the six criteria

Maine's six figures are the ones that set its place on the state ranking, where it sits in Tier 4 of 16. Each is measured for the whole of Maine, not for any single place within it.

CriterionMaine
Cost of living
BEA price level, all items (US = 100); lower is better
97.1
Cheaper than 48% of the other 50 · housing 78.9 · goods 97.2 · utilities 135.2 · other services 103.2
BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5) · figure for 2024 · checked 2026-08-28
Taxes on a retired couple
state and local tax on the example retired couple, USD a year; lower is better
USD $3,583 (90% margin USD $3,537–$3,629)
Lower than 42% of the other 50
Each state's published 2025 income-tax rules and the Census ACS property-tax ratio, applied to the example household · figure for 2025
Healthcare access
share of residents 65+ living in a county with a 4- or 5-star CMS hospital; higher is better
69 % of residents 65+
Higher than 62% of the other 50
CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026, weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2026 · checked 2026-10-27
Safety
homicides per 100,000 a year, 2020–2024, by state of residence; lower is better
2.2 per 100,000 a year (95% interval 1.9–2.6)
Lower than 98% of the other 50
CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by state of residence · figure for 2024 · checked 2026-10-27
Climate
months a year whose mean daily high is 18–29 °C (64–84 °F), 1981–2010; more is better
3.8 months a year
More than 10% of the other 50
CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al., weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2010 · checked 2026-10-27
Natural-hazard risk
expected yearly loss to buildings from natural hazards, per USD $1,000 of buildings; lower is better
USD $0.99 per USD $1,000 of buildings
Lower than 82% of the other 50
FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB) · figure for 2025 · checked 2026-10-27

Medicare in Maine

For the published example couple, both 67 and married: what Medicare premiums cost a year for two in Maine, and the most a bad year can cost. What care itself costs depends on a person's health, so it is not estimated here.

Medicare Advantage, with drug coverage

USD $5,050 a year for two in premiums (from USD $4,870)

At most USD $19,530 in a bad year (from USD $19,170), with each person's in-network out-of-pocket maximum

The middle of the 14 plans offered here; "from" is the lowest premium among them.

Original Medicare, with a drug plan

USD $5,774 a year for two in premiums (from USD $4,997)

Medigap: no federal price list — not in this total.

No yearly maximum on Original Medicare alone.

Part B for two, plus the middle of the 8 standalone drug plans offered in the state.

The middle of Maine's 16 counties, weighted by residents 65 or older (US Census Bureau, 1 July 2025).

The 2027 Part B premium is not yet published (CMS usually publishes it in November); 2026's is used.

Source: CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025).

Maine lets a Medigap policyholder move to a new Medigap policy with the same or lesser benefits, without medical underwriting or a pre-existing condition exclusion, if supplemental coverage has had no gap over 90 days since their open enrollment period. Maine's rule

Free, official Medicare counseling in Maine: Maine State Health Insurance Assistance Program (SHIP), 1-800-262-2232 (the State Health Insurance Assistance Program).

Medicare when you retire to another state: choosing a plan

Retiring to Maine: pros and cons, by the figures

Retiring to Maine, judged on the six figures above: a pro is a figure in the top fifth of the states, a con one in the bottom fifth. Figures in between get no verdict.

Pros

  • Safety: lower than 98% of the other 50 (2.2 per 100,000 a year). CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by state of residence
  • Natural-hazard risk: lower than 82% of the other 50 (USD $0.99 per USD $1,000 of buildings). FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB)

Cons

  • Climate: fewer than 90% of the other 50 (3.8 months a year). CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al., weighted by each county's population 65+ (US Census Bureau, 1 July 2025)

Also shown, not scored

Maine's other state-wide figures: shown for context, not part of its tier. Measured for the whole of Maine — not for any single place within it.

MeasureValue
Population
Total resident population, US Census Bureau estimate for 1 July 2025.
How this is measured

Total resident population, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. Bigger is not better — this axis exists for context, never for ranking.

1,414,874 people
Population 65 plus
Residents aged 65 or older, US Census Bureau estimate for 1 July 2025.
How this is measured

Resident population aged 65 or older, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1.

347,617 people
Social security beneficiary share
Everyone receiving Social Security — retired, disabled, survivors and dependants — as a share of the population, 2025.
How this is measured

All OASDI beneficiaries — retired workers, disabled workers, survivors and dependants — as a percentage of the total resident population. SSA Table 1 (2025), population as of 1 July 2025. Not the same measure as the county-level retired-worker share.

27.4 percent

Source for every figure: SSA Table 1 (2025) · Census population as of 1 July 2025 · figure for 2025 · checked 2026-08-28 Official source

Taxes on a retired couple in Maine

We apply Maine's published rules for tax year 2025 to one example household and show the sum, line by line. These are rules already in force for 2025, not a projection.

The example household

Filing statusmarried filing jointly, both aged 67
Social SecurityUSD $45,000 a year, combined
Private pensionUSD $25,000 a year
IRA or 401(k) withdrawalUSD $20,000 a year
Home, for property taxUSD $350,000

An illustrative household, the same for every state so states can be compared. Each spouse holds half of each income. Your own figures will differ.

Maine's rules applied

Social Security taxable federally (IRC §86) IRS Publication 915, Social Security benefits worksheet (IRC §86) USD $25,975
Federal adjusted gross income IRS Publication 915, Social Security benefits worksheet (IRC §86) USD $70,975
Taxable Social Security subtracted (Schedule 1S, line 3) Maine Revenue Services, 2025 Form 1040ME General Instructions, Schedule 1S line 3 − USD $25,975
Pension income deduction, reduced by Social Security received Maine Revenue Services, 2025 Form 1040ME General Instructions, Pension income deduction − USD $45,000
State adjusted gross income Maine Revenue Services, 2025 Form 1040ME General Instructions, 2025 Tax Rate Schedules USD $0
Standard deduction, married filing jointly Maine Revenue Services, 2025 Form 1040ME General Instructions, standard deduction − USD $30,000
Additional standard deduction, 65 or older Maine Revenue Services, 2025 Form 1040ME General Instructions, standard deduction − USD $3,200
Personal exemption Maine Revenue Services, 2025 Form 1040ME General Instructions, line 18 − USD $10,300
Taxable income Maine Revenue Services, 2025 Form 1040ME General Instructions, 2025 Tax Rate Schedules USD $0
Tax at the 2025 rates Maine Revenue Services, 2025 Form 1040ME General Instructions, 2025 Tax Rate Schedules USD $0
State income tax Maine Revenue Services, 2025 Form 1040ME General Instructions, 2025 Tax Rate Schedules USD $0
Property tax on a USD $350,000 home, at the state's median taxes paid ÷ median home value US Census Bureau, American Community Survey 2020-2024 5-year estimates, table B25103 USD $3,583
State and local tax, a year USD $3,583

Federal income tax is left out: it is the same in every state, so it cannot separate them. Sales tax is left out too: it depends on what a household buys, and no state publishes an average of its local rates. The rate is listed below.

The rules behind the sum

We don't cover a town in Maine yet. See the towns we cover in the United States.

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