Retiring in the US
Kentucky
For Americans thinking of retiring to Kentucky from another state, or comparing it with a move abroad. Prices in Kentucky run at 90.2 against a US average of 100, with housing at 64.3. We cover Kentucky's 120 counties on the map below, each with a page of its own, and no town in depth yet.
Sources: BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5), 2024-12-31
Where Kentucky stands
Tier 9 of 16
Cost of living
90.2
Taxes on a retired couple
USD $2,628
Healthcare access
37 % of residents 65+
Safety
7.9 per 100,000 a year
Climate
5.0 months a year
Natural-hazard risk
USD $1.69 per USD $1,000 of buildings
Kentucky is not compared with a town — compare two towns instead. Why?
Kentucky, a state of the United States, is not the same kind of thing as a town: it spans many counties and very different places. Putting a state-wide average beside one town's own figures produces a number that looks like an answer and describes nothing a person would experience — so the engine refuses that pairing rather than rendering it thinly. A town against another town, here or abroad, is like-for-like. Build a comparison →
Research in progress. Our quality assessment of the official sources for the United States is not finished yet. Every figure published here is sourced and dated.
Kentucky's 120 counties
Every county in Kentucky on its own figures, against every US county that has the same figure. Pick a county on the map or in the list.
- Lowest fifth of US counties
- Middle fifth
- Highest fifth (darker = a larger share 65+)
- No figure
- At least one hospital rated 4 or 5 stars by CMS
- None in the county
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = cheaper)
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = lower)
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = lower)
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = more)
- No figure
- Bottom fifth of US counties
- Middle fifth
- Top fifth (darker = lower)
- No figure
Outlines: US Census Bureau, cartographic boundary files (2024). A fifth is among every US county holding the figure, so a color means the same thing in every state.
All 120 counties, with their figures
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Adair County
19,423 residents, 3,952 aged 65 or older (20.3 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,254 Lower than 76 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Adair County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.24 per USD $1,000 of buildings Lower than 57 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Columbia (Census, 1 July 2024).
Adair County page → -
Allen County
22,536 residents, 4,215 aged 65 or older (18.7 %)
- Cost of living
- 90.2 Cheaper than 41 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Bowling Green, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $1,904 Lower than 85 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Allen County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.10 per USD $1,000 of buildings Lower than 69 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Scottsville (Census, 1 July 2024).
Allen County page → -
Anderson County
25,225 residents, 4,740 aged 65 or older (18.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,639 Lower than 63 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Anderson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.34 per USD $1,000 of buildings Lower than 49 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Lawrenceburg (Census, 1 July 2024).
Anderson County page → -
Ballard County
7,594 residents, 1,773 aged 65 or older (23.3 %)
- Cost of living
- 86.1 Cheaper than 76 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Paducah, KY-IL metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,557 Lower than 65 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Ballard County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.49 per USD $1,000 of buildings Lower than 11 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: La Center, Wickliffe, Barlow (Census, 1 July 2024).
Ballard County page → -
Barren County
45,641 residents, 9,091 aged 65 or older (19.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,383 Lower than 71 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Barren County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.32 per USD $1,000 of buildings Lower than 51 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Glasgow, Cave City, Park City (Census, 1 July 2024).
Barren County page → -
Bath County
13,176 residents, 2,453 aged 65 or older (18.6 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,292 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Bath County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.45 per USD $1,000 of buildings Lower than 41 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Owingsville, Sharpsburg, Salt Lick (Census, 1 July 2024).
Bath County page → -
Bell County
22,829 residents, 4,517 aged 65 or older (19.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,843 Lower than 58 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Bell County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 7.0 months a year More than 95 % of the other 3,143 US counties
- Natural-hazard risk
- USD $4.06 per USD $1,000 of buildings Lower than 2 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Middlesborough, Pineville (Census, 1 July 2024).
Bell County page → -
Boone County
145,316 residents, 23,618 aged 65 or older (16.3 %)
- Cost of living
- 95.4 Cheaper than 22 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Cincinnati, OH-KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,994 Lower than 54 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 3.2 per 100,000 a year Lower than 88 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.81 per USD $1,000 of buildings Lower than 92 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Florence, Union, Walton (Census, 1 July 2024).
Boone County page → -
Bourbon County
20,243 residents, 4,270 aged 65 or older (21.1 %)
- Cost of living
- 92.9 Cheaper than 28 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Lexington-Fayette, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,483 Lower than 68 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Bourbon County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.35 per USD $1,000 of buildings Lower than 48 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Paris, Millersburg, North Middletown (Census, 1 July 2024).
Bourbon County page → -
Boyd County
47,751 residents, 10,001 aged 65 or older (20.9 %)
- Cost of living
- 88.4 Cheaper than 50 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Huntington-Ashland, WV-KY-OH metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,096 Lower than 52 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Boyd County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.42 per USD $1,000 of buildings Lower than 44 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Ashland, Catlettsburg (Census, 1 July 2024).
Boyd County page → -
Boyle County
31,632 residents, 6,691 aged 65 or older (21.2 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,886 Lower than 57 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Boyle County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.07 per USD $1,000 of buildings Lower than 72 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Danville, Junction City, Perryville (Census, 1 July 2024).
Boyle County page → -
Bracken County
8,511 residents, 1,726 aged 65 or older (20.3 %)
- Cost of living
- 95.4 Cheaper than 22 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Cincinnati, OH-KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,217 Lower than 49 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Bracken County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.47 per USD $1,000 of buildings Lower than 11 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Augusta, Brooksville, Germantown (Census, 1 July 2024).
Bracken County page → -
Breathitt County
12,558 residents, 2,560 aged 65 or older (20.4 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,539 Lower than 66 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Breathitt County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $4.08 per USD $1,000 of buildings Lower than 2 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Jackson (Census, 1 July 2024).
Breathitt County page → -
Breckinridge County
21,503 residents, 4,652 aged 65 or older (21.6 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,046 Lower than 81 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Breckinridge County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.55 per USD $1,000 of buildings Lower than 35 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hardinsburg, Irvington, Cloverport (Census, 1 July 2024).
Breckinridge County page → -
Bullitt County
86,454 residents, 16,162 aged 65 or older (18.7 %)
- Cost of living
- 93.1 Cheaper than 27 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Louisville/Jefferson County, KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,903 Lower than 56 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Bullitt County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.64 per USD $1,000 of buildings Lower than 30 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Mount Washington, Shepherdsville, Hillview (Census, 1 July 2024).
Bullitt County page → -
Butler County
12,520 residents, 2,464 aged 65 or older (19.7 %)
- Cost of living
- 90.2 Cheaper than 41 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Bowling Green, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,032 Lower than 81 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Butler County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.73 per USD $1,000 of buildings Lower than 27 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Morgantown, Rochester, Woodbury (Census, 1 July 2024).
Butler County page → -
Caldwell County
12,609 residents, 3,001 aged 65 or older (23.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,899 Lower than 85 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Caldwell County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.02 per USD $1,000 of buildings Lower than 18 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,518 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Princeton, Fredonia, Dawson Springs (Census, 1 July 2024).
Caldwell County page → -
Calloway County
39,421 residents, 7,705 aged 65 or older (19.5 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,283 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Calloway County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.77 per USD $1,000 of buildings Lower than 25 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Murray, Hazel (Census, 1 July 2024).
Calloway County page → -
Campbell County
95,441 residents, 18,324 aged 65 or older (19.2 %)
- Cost of living
- 95.4 Cheaper than 22 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Cincinnati, OH-KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,550 Lower than 42 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Campbell County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.08 per USD $1,000 of buildings Lower than 71 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Fort Thomas, Newport, Alexandria (Census, 1 July 2024).
Campbell County page → -
Carlisle County
4,747 residents, 1,016 aged 65 or older (21.4 %)
- Cost of living
- 86.1 Cheaper than 76 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Paducah, KY-IL metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,747 Lower than 60 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Carlisle County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.65 per USD $1,000 of buildings Lower than 10 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bardwell, Arlington (Census, 1 July 2024).
Carlisle County page → -
Carroll County
11,141 residents, 2,005 aged 65 or older (18.0 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,658 Lower than 62 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Carroll County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.06 per USD $1,000 of buildings Lower than 17 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Carrollton, Ghent, Sanders (Census, 1 July 2024).
Carroll County page → -
Carter County
26,149 residents, 5,570 aged 65 or older (21.3 %)
- Cost of living
- 88.4 Cheaper than 50 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Huntington-Ashland, WV-KY-OH metropolitan area, US = 100
- Taxes on a retired couple
- USD $1,710 Lower than 89 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Carter County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.23 per USD $1,000 of buildings Lower than 15 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Grayson, Olive Hill (Census, 1 July 2024).
Carter County page → -
Casey County
16,205 residents, 3,452 aged 65 or older (21.3 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,085 Lower than 80 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Casey County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.34 per USD $1,000 of buildings Lower than 49 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Liberty (Census, 1 July 2024).
Casey County page → -
Christian County
70,115 residents, 10,065 aged 65 or older (14.4 %)
- Cost of living
- 90.9 Cheaper than 39 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Clarksville, TN-KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,270 Lower than 75 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 11.7 per 100,000 a year Lower than 28 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.88 per USD $1,000 of buildings Lower than 22 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hopkinsville, Oak Grove, Pembroke (Census, 1 July 2024).
Christian County page → -
Clark County
37,888 residents, 7,323 aged 65 or older (19.3 %)
- Cost of living
- 92.9 Cheaper than 28 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Lexington-Fayette, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,468 Lower than 68 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Clark County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.15 per USD $1,000 of buildings Lower than 65 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Winchester (Census, 1 July 2024).
Clark County page → -
Clay County
19,465 residents, 3,533 aged 65 or older (18.2 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,447 Lower than 69 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Clay County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 7.0 months a year More than 95 % of the other 3,143 US counties
- Natural-hazard risk
- USD $4.36 per USD $1,000 of buildings Lower than 1 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Manchester (Census, 1 July 2024).
Clay County page → -
Clinton County
9,139 residents, 2,056 aged 65 or older (22.5 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,824 Lower than 87 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Clinton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.89 per USD $1,000 of buildings Lower than 21 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Albany (Census, 1 July 2024).
Clinton County page → -
Crittenden County
8,807 residents, 2,015 aged 65 or older (22.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,010 Lower than 82 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Crittenden County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.13 per USD $1,000 of buildings Lower than 16 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Marion (Census, 1 July 2024).
Crittenden County page → -
Cumberland County
5,992 residents, 1,524 aged 65 or older (25.4 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,885 Lower than 85 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Cumberland County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.55 per USD $1,000 of buildings Lower than 4 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Burkesville (Census, 1 July 2024).
Cumberland County page → -
Daviess County
104,898 residents, 20,349 aged 65 or older (19.4 %)
- Cost of living
- 88.6 Cheaper than 49 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Owensboro, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,933 Lower than 56 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 4.3 per 100,000 a year Lower than 78 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.04 per USD $1,000 of buildings Lower than 18 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Owensboro, Whitesville (Census, 1 July 2024).
Daviess County page → -
Edmonson County
12,749 residents, 2,659 aged 65 or older (20.9 %)
- Cost of living
- 90.2 Cheaper than 41 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Bowling Green, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $1,924 Lower than 84 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Edmonson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.84 per USD $1,000 of buildings Lower than 23 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Brownsville (Census, 1 July 2024).
Edmonson County page → -
Elliott County
7,265 residents, 1,592 aged 65 or older (21.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,140 Lower than 79 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Elliott County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.62 per USD $1,000 of buildings Lower than 31 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Sandy Hook (Census, 1 July 2024).
Elliott County page → -
Estill County
13,962 residents, 2,945 aged 65 or older (21.1 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,340 Lower than 72 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Estill County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.04 per USD $1,000 of buildings Lower than 6 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Irvine, Ravenna (Census, 1 July 2024).
Estill County page → -
Fayette County
329,751 residents, 53,245 aged 65 or older (16.1 %)
- Cost of living
- 92.9 Cheaper than 28 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Lexington-Fayette, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,031 Lower than 53 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 10.0 per 100,000 a year Lower than 34 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.10 per USD $1,000 of buildings Lower than 69 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Lexington-Fayette (Census, 1 July 2024).
Fayette County page → -
Fleming County
15,787 residents, 3,099 aged 65 or older (19.6 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,250 Lower than 76 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Fleming County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.37 per USD $1,000 of buildings Lower than 47 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Flemingsburg, Ewing (Census, 1 July 2024).
Fleming County page → -
Floyd County
34,401 residents, 7,073 aged 65 or older (20.6 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,652 Lower than 63 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Floyd County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $6.61 per USD $1,000 of buildings Lower than 0 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Prestonsburg, Wheelwright, Martin (Census, 1 July 2024).
Floyd County page → -
Franklin County
52,649 residents, 10,596 aged 65 or older (20.1 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,773 Lower than 60 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 7.7 per 100,000 a year Lower than 47 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.45 per USD $1,000 of buildings Lower than 41 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Frankfort (Census, 1 July 2024).
Franklin County page → -
Fulton County
6,218 residents, 1,439 aged 65 or older (23.1 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,805 Lower than 59 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Fulton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.97 per USD $1,000 of buildings Lower than 7 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hickman, Fulton (Census, 1 July 2024).
Fulton County page → -
Gallatin County
8,840 residents, 1,548 aged 65 or older (17.5 %)
- Cost of living
- 95.4 Cheaper than 22 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Cincinnati, OH-KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,899 Lower than 56 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Gallatin County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.31 per USD $1,000 of buildings Lower than 13 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Warsaw, Glencoe, Sparta (Census, 1 July 2024).
Gallatin County page → -
Garrard County
18,207 residents, 3,681 aged 65 or older (20.2 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,429 Lower than 70 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Garrard County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.30 per USD $1,000 of buildings Lower than 51 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Lancaster (Census, 1 July 2024).
Garrard County page → -
Grant County
26,181 residents, 4,272 aged 65 or older (16.3 %)
- Cost of living
- 95.4 Cheaper than 22 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Cincinnati, OH-KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,392 Lower than 71 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Grant County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.95 per USD $1,000 of buildings Lower than 82 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Crittenden, Williamstown, Dry Ridge (Census, 1 July 2024).
Grant County page → -
Graves County
37,050 residents, 7,413 aged 65 or older (20.0 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,297 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Graves County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.26 per USD $1,000 of buildings Lower than 14 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Mayfield, Wingo (Census, 1 July 2024).
Graves County page → -
Grayson County
27,406 residents, 5,532 aged 65 or older (20.2 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,978 Lower than 83 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Grayson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.43 per USD $1,000 of buildings Lower than 43 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Leitchfield, Clarkson, Caneyville (Census, 1 July 2024).
Grayson County page → -
Green County
11,644 residents, 2,644 aged 65 or older (22.7 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,288 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Green County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.43 per USD $1,000 of buildings Lower than 43 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Greensburg (Census, 1 July 2024).
Green County page → -
Greenup County
35,213 residents, 8,180 aged 65 or older (23.2 %)
- Cost of living
- 88.4 Cheaper than 50 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Huntington-Ashland, WV-KY-OH metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,059 Lower than 53 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Greenup County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.93 per USD $1,000 of buildings Lower than 20 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Flatwoods, Russell, Raceland (Census, 1 July 2024).
Greenup County page → -
Hancock County
9,050 residents, 1,863 aged 65 or older (20.6 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,305 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Hancock County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.38 per USD $1,000 of buildings Lower than 13 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,212 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lewisport, Hawesville (Census, 1 July 2024).
Hancock County page → -
Hardin County
113,482 residents, 19,481 aged 65 or older (17.2 %)
- Cost of living
- 90.6 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Elizabethtown, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,294 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.8 per 100,000 a year Lower than 55 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.07 per USD $1,000 of buildings Lower than 72 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,392 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Elizabethtown, Radcliff, Vine Grove (Census, 1 July 2024).
Hardin County page → -
Harlan County
24,725 residents, 5,057 aged 65 or older (20.5 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,476 Lower than 44 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Harlan County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.52 per USD $1,000 of buildings Lower than 4 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Harlan, Cumberland, Evarts (Census, 1 July 2024).
Harlan County page → -
Harrison County
19,627 residents, 4,055 aged 65 or older (20.7 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,300 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Harrison County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.27 per USD $1,000 of buildings Lower than 54 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Cynthiana, Berry (Census, 1 July 2024).
Harrison County page → -
Hart County
20,117 residents, 3,898 aged 65 or older (19.4 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,313 Lower than 73 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Hart County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.79 per USD $1,000 of buildings Lower than 25 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Horse Cave, Munfordville, Bonnieville (Census, 1 July 2024).
Hart County page → -
Henderson County
44,255 residents, 9,379 aged 65 or older (21.2 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,152 Lower than 51 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Henderson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.25 per USD $1,000 of buildings Lower than 14 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Henderson, Corydon, Robards (Census, 1 July 2024).
Henderson County page → -
Henry County
16,447 residents, 3,445 aged 65 or older (20.9 %)
- Cost of living
- 93.1 Cheaper than 27 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Louisville/Jefferson County, KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,849 Lower than 58 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Henry County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.33 per USD $1,000 of buildings Lower than 50 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Eminence, New Castle, Campbellsburg (Census, 1 July 2024).
Henry County page → -
Hickman County
4,372 residents, 1,155 aged 65 or older (26.4 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,357 Lower than 72 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Hickman County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.71 per USD $1,000 of buildings Lower than 9 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Clinton, Columbus (Census, 1 July 2024).
Hickman County page → -
Hopkins County
45,127 residents, 9,473 aged 65 or older (21.0 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,706 Lower than 61 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Hopkins County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.69 per USD $1,000 of buildings Lower than 28 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Madisonville, Dawson Springs, Earlington (Census, 1 July 2024).
Hopkins County page → -
Jackson County
13,325 residents, 2,644 aged 65 or older (19.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,157 Lower than 78 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Jackson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 7.0 months a year More than 95 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.98 per USD $1,000 of buildings Lower than 19 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: McKee (Census, 1 July 2024).
Jackson County page → -
Jefferson County
795,222 residents, 147,293 aged 65 or older (18.5 %)
- Cost of living
- 93.1 Cheaper than 27 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Louisville/Jefferson County, KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,010 Lower than 54 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- 21.2 per 100,000 a year Lower than 11 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.54 per USD $1,000 of buildings Lower than 35 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Louisville/Jefferson County, Jeffersontown, St. Matthews (Census, 1 July 2024).
Jefferson County page → -
Jessamine County
57,147 residents, 10,419 aged 65 or older (18.2 %)
- Cost of living
- 92.9 Cheaper than 28 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Lexington-Fayette, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,559 Lower than 65 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Jessamine County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.98 per USD $1,000 of buildings Lower than 80 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Nicholasville, Wilmore, Keene (Census, 1 July 2024).
Jessamine County page → -
Johnson County
22,051 residents, 4,635 aged 65 or older (21.0 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,306 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Johnson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.96 per USD $1,000 of buildings Lower than 3 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Paintsville (Census, 1 July 2024).
Johnson County page → -
Kenton County
175,779 residents, 30,422 aged 65 or older (17.3 %)
- Cost of living
- 95.4 Cheaper than 22 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Cincinnati, OH-KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,430 Lower than 45 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- 3.7 per 100,000 a year Lower than 82 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.07 per USD $1,000 of buildings Lower than 71 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Covington, Independence, Erlanger (Census, 1 July 2024).
Kenton County page → -
Knott County
13,321 residents, 2,973 aged 65 or older (22.3 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,595 Lower than 64 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Knott County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 7.0 months a year More than 95 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.99 per USD $1,000 of buildings Lower than 2 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hindman, Pippa Passes, Vicco (Census, 1 July 2024).
Knott County page → -
Knox County
29,532 residents, 5,772 aged 65 or older (19.5 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,297 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Knox County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 7.0 months a year More than 95 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.28 per USD $1,000 of buildings Lower than 14 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Barbourville, Corbin (Census, 1 July 2024).
Knox County page → -
Larue County
15,184 residents, 3,171 aged 65 or older (20.9 %)
- Cost of living
- 90.6 Cheaper than 40 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Elizabethtown, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,106 Lower than 80 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Larue County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.59 per USD $1,000 of buildings Lower than 33 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hodgenville, Upton (Census, 1 July 2024).
Larue County page → -
Laurel County
63,746 residents, 12,167 aged 65 or older (19.1 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,988 Lower than 83 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.4 per 100,000 a year Lower than 58 % of the other 767 US counties
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.09 per USD $1,000 of buildings Lower than 69 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: London, Corbin (Census, 1 July 2024).
Laurel County page → -
Lawrence County
15,765 residents, 3,142 aged 65 or older (19.9 %)
- Cost of living
- 88.4 Cheaper than 50 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Huntington-Ashland, WV-KY-OH metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,485 Lower than 68 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lawrence County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.84 per USD $1,000 of buildings Lower than 3 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Louisa, Blaine (Census, 1 July 2024).
Lawrence County page → -
Lee County
7,297 residents, 1,490 aged 65 or older (20.4 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,941 Lower than 55 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.03 per USD $1,000 of buildings Lower than 18 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Beattyville (Census, 1 July 2024).
Lee County page → -
Leslie County
9,627 residents, 2,101 aged 65 or older (21.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,856 Lower than 58 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Leslie County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 7.0 months a year More than 95 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.22 per USD $1,000 of buildings Lower than 6 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Hyden (Census, 1 July 2024).
Leslie County page → -
Letcher County
19,952 residents, 4,370 aged 65 or older (21.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,365 Lower than 46 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Letcher County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 7.0 months a year More than 95 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.11 per USD $1,000 of buildings Lower than 6 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Jenkins, Whitesburg, Fleming-Neon (Census, 1 July 2024).
Letcher County page → -
Lewis County
12,901 residents, 2,617 aged 65 or older (20.3 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,249 Lower than 76 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lewis County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.43 per USD $1,000 of buildings Lower than 5 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Vanceburg, Concord (Census, 1 July 2024).
Lewis County page → -
Lincoln County
25,353 residents, 5,109 aged 65 or older (20.2 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,533 Lower than 66 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lincoln County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.10 per USD $1,000 of buildings Lower than 69 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Stanford, Crab Orchard, Hustonville (Census, 1 July 2024).
Lincoln County page → -
Livingston County
8,863 residents, 2,227 aged 65 or older (25.1 %)
- Cost of living
- 86.1 Cheaper than 76 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Paducah, KY-IL metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,146 Lower than 79 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Livingston County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.28 per USD $1,000 of buildings Lower than 14 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Salem, Grand Rivers, Smithland (Census, 1 July 2024).
Livingston County page → -
Logan County
28,669 residents, 5,638 aged 65 or older (19.7 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,144 Lower than 79 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Logan County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.46 per USD $1,000 of buildings Lower than 41 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Russellville, Auburn, Adairville (Census, 1 July 2024).
Logan County page → -
Lyon County
9,123 residents, 2,431 aged 65 or older (26.6 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,209 Lower than 77 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Lyon County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.80 per USD $1,000 of buildings Lower than 24 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Eddyville, Kuttawa (Census, 1 July 2024).
Lyon County page → -
McCracken County
67,553 residents, 15,237 aged 65 or older (22.6 %)
- Cost of living
- 86.1 Cheaper than 76 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Paducah, KY-IL metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,624 Lower than 64 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- McCracken County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.62 per USD $1,000 of buildings Lower than 10 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Paducah, Kevil (Census, 1 July 2024).
McCracken County page → -
McCreary County
17,124 residents, 3,061 aged 65 or older (17.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,273 Lower than 75 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- McCreary County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.93 per USD $1,000 of buildings Lower than 83 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
No incorporated place in this county (Census, 1 July 2024).
McCreary County page → -
McLean County
9,064 residents, 2,042 aged 65 or older (22.5 %)
- Cost of living
- 88.6 Cheaper than 49 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Owensboro, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,248 Lower than 76 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- McLean County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.42 per USD $1,000 of buildings Lower than 12 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,098 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Livermore, Calhoun, Island (Census, 1 July 2024).
McLean County page → -
Madison County
101,696 residents, 16,385 aged 65 or older (16.1 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,562 Lower than 65 % of the other 3,110 US counties
- Healthcare access
- 2 hospitals in the county rated 4 or 5 stars by CMS
- Safety
- Madison County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.98 per USD $1,000 of buildings Lower than 79 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Richmond, Berea (Census, 1 July 2024).
Madison County page → -
Magoffin County
11,110 residents, 2,411 aged 65 or older (21.7 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,729 Lower than 61 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Magoffin County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.93 per USD $1,000 of buildings Lower than 7 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Salyersville (Census, 1 July 2024).
Magoffin County page → -
Marion County
20,115 residents, 3,921 aged 65 or older (19.5 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,409 Lower than 70 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Marion County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.28 per USD $1,000 of buildings Lower than 53 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Lebanon, Loretto, Bradfordsville (Census, 1 July 2024).
Marion County page → -
Marshall County
31,659 residents, 7,935 aged 65 or older (25.1 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,521 Lower than 67 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Marshall County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.84 per USD $1,000 of buildings Lower than 23 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Benton, Calvert City, Hardin (Census, 1 July 2024).
Marshall County page → -
Martin County
10,697 residents, 2,009 aged 65 or older (18.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,884 Lower than 57 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Martin County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $4.76 per USD $1,000 of buildings Lower than 1 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Inez, Warfield (Census, 1 July 2024).
Martin County page → -
Mason County
16,936 residents, 3,685 aged 65 or older (21.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,286 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Mason County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.35 per USD $1,000 of buildings Lower than 48 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Maysville, Dover, Sardis (Census, 1 July 2024).
Mason County page → -
Meade County
30,699 residents, 5,355 aged 65 or older (17.4 %)
- Cost of living
- 93.1 Cheaper than 27 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Louisville/Jefferson County, KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,370 Lower than 71 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Meade County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.61 per USD $1,000 of buildings Lower than 32 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Brandenburg, Muldraugh, Ekron (Census, 1 July 2024).
Meade County page → -
Menifee County
6,430 residents, 1,411 aged 65 or older (21.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,792 Lower than 87 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Menifee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.32 per USD $1,000 of buildings Lower than 13 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Frenchburg (Census, 1 July 2024).
Menifee County page → -
Mercer County
23,733 residents, 5,080 aged 65 or older (21.4 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,893 Lower than 57 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Mercer County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.75 per USD $1,000 of buildings Lower than 27 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Harrodsburg, Burgin (Census, 1 July 2024).
Mercer County page → -
Metcalfe County
10,583 residents, 2,104 aged 65 or older (19.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,360 Lower than 72 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Metcalfe County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.43 per USD $1,000 of buildings Lower than 43 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Edmonton (Census, 1 July 2024).
Metcalfe County page → -
Monroe County
11,191 residents, 2,248 aged 65 or older (20.1 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,691 Lower than 62 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Monroe County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.40 per USD $1,000 of buildings Lower than 45 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Tompkinsville, Gamaliel, Fountain Run (Census, 1 July 2024).
Monroe County page → -
Montgomery County
28,822 residents, 5,278 aged 65 or older (18.3 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,571 Lower than 65 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Montgomery County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.04 per USD $1,000 of buildings Lower than 75 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Mount Sterling, Jeffersonville, Camargo (Census, 1 July 2024).
Montgomery County page → -
Morgan County
14,415 residents, 2,699 aged 65 or older (18.7 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,310 Lower than 73 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Morgan County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.03 per USD $1,000 of buildings Lower than 18 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: West Liberty (Census, 1 July 2024).
Morgan County page → -
Muhlenberg County
30,634 residents, 6,515 aged 65 or older (21.3 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,170 Lower than 78 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Muhlenberg County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.48 per USD $1,000 of buildings Lower than 39 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Central City, Greenville, Powderly (Census, 1 July 2024).
Muhlenberg County page → -
Nelson County
49,036 residents, 9,523 aged 65 or older (19.4 %)
- Cost of living
- 93.1 Cheaper than 27 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Louisville/Jefferson County, KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,781 Lower than 59 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Nelson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.17 per USD $1,000 of buildings Lower than 62 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bardstown, Bloomfield, New Haven (Census, 1 July 2024).
Nelson County page → -
Nicholas County
7,949 residents, 1,450 aged 65 or older (18.2 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,074 Lower than 80 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Nicholas County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.88 per USD $1,000 of buildings Lower than 22 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Carlisle, Millersburg (Census, 1 July 2024).
Nicholas County page → -
Ohio County
23,934 residents, 4,929 aged 65 or older (20.6 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,171 Lower than 78 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Ohio County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.50 per USD $1,000 of buildings Lower than 39 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Beaver Dam, Hartford, Fordsville (Census, 1 July 2024).
Ohio County page → -
Oldham County
70,986 residents, 12,155 aged 65 or older (17.1 %)
- Cost of living
- 93.1 Cheaper than 27 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Louisville/Jefferson County, KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $3,133 Lower than 51 % of the other 3,110 US counties
- Healthcare access
- 1 hospital in the county rated 4 or 5 stars by CMS
- Safety
- Oldham County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.30 per USD $1,000 of buildings Lower than 52 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,984 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: La Grange, Crestwood, Pewee Valley (Census, 1 July 2024).
Oldham County page → -
Owen County
11,601 residents, 2,314 aged 65 or older (19.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,531 Lower than 66 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Owen County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.56 per USD $1,000 of buildings Lower than 35 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Owenton, Monterey, Gratz (Census, 1 July 2024).
Owen County page → -
Owsley County
3,932 residents, 868 aged 65 or older (22.1 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,491 Lower than 68 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Owsley County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.99 per USD $1,000 of buildings Lower than 7 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Booneville (Census, 1 July 2024).
Owsley County page → -
Pendleton County
14,800 residents, 2,949 aged 65 or older (19.9 %)
- Cost of living
- 95.4 Cheaper than 22 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Cincinnati, OH-KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,793 Lower than 59 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Pendleton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.74 per USD $1,000 of buildings Lower than 27 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Falmouth, Butler, Williamstown (Census, 1 July 2024).
Pendleton County page → -
Perry County
26,555 residents, 5,274 aged 65 or older (19.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,452 Lower than 69 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Perry County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 7.0 months a year More than 95 % of the other 3,143 US counties
- Natural-hazard risk
- USD $3.46 per USD $1,000 of buildings Lower than 5 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Hazard, Vicco, Buckhorn (Census, 1 July 2024).
Perry County page → -
Pike County
54,721 residents, 11,868 aged 65 or older (21.7 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,413 Lower than 70 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Pike County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 7.0 months a year More than 95 % of the other 3,143 US counties
- Natural-hazard risk
- USD $4.15 per USD $1,000 of buildings Lower than 2 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Pikeville, Coal Run Village, Elkhorn City (Census, 1 July 2024).
Pike County page → -
Powell County
12,812 residents, 2,346 aged 65 or older (18.3 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,170 Lower than 78 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Powell County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.33 per USD $1,000 of buildings Lower than 13 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Stanton, Clay City (Census, 1 July 2024).
Powell County page → -
Pulaski County
67,384 residents, 14,569 aged 65 or older (21.6 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,217 Lower than 77 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.4 per 100,000 a year Lower than 58 % of the other 767 US counties
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.17 per USD $1,000 of buildings Lower than 62 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Somerset, Ferguson, Burnside (Census, 1 July 2024).
Pulaski County page → -
Robertson County
2,325 residents, 556 aged 65 or older (23.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,893 Lower than 85 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Robertson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.36 per USD $1,000 of buildings Lower than 48 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Mount Olivet, Sardis (Census, 1 July 2024).
Robertson County page → -
Rockcastle County
16,148 residents, 3,363 aged 65 or older (20.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,688 Lower than 89 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Rockcastle County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.86 per USD $1,000 of buildings Lower than 22 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Mount Vernon, Brodhead, Livingston (Census, 1 July 2024).
Rockcastle County page → -
Rowan County
24,476 residents, 4,025 aged 65 or older (16.4 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,914 Lower than 84 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Rowan County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.72 per USD $1,000 of buildings Lower than 28 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Morehead, Lakeview Heights (Census, 1 July 2024).
Rowan County page → -
Russell County
18,608 residents, 4,202 aged 65 or older (22.6 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,992 Lower than 82 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Russell County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.99 per USD $1,000 of buildings Lower than 79 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Russell Springs, Jamestown (Census, 1 July 2024).
Russell County page → -
Scott County
62,262 residents, 9,290 aged 65 or older (14.9 %)
- Cost of living
- 92.9 Cheaper than 28 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Lexington-Fayette, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,315 Lower than 73 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Scott County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $0.97 per USD $1,000 of buildings Lower than 80 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Georgetown, Stamping Ground, Sadieville (Census, 1 July 2024).
Scott County page → -
Shelby County
51,243 residents, 9,643 aged 65 or older (18.8 %)
- Cost of living
- 93.1 Cheaper than 27 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Louisville/Jefferson County, KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,686 Lower than 62 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Shelby County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.05 per USD $1,000 of buildings Lower than 74 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Shelbyville, Simpsonville, Pleasureville (Census, 1 July 2024).
Shelby County page → -
Simpson County
20,788 residents, 3,844 aged 65 or older (18.5 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,092 Lower than 80 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Simpson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.15 per USD $1,000 of buildings Lower than 64 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Franklin (Census, 1 July 2024).
Simpson County page → -
Spencer County
20,998 residents, 3,792 aged 65 or older (18.1 %)
- Cost of living
- 93.1 Cheaper than 27 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Louisville/Jefferson County, KY-IN metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,321 Lower than 73 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Spencer County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.31 per USD $1,000 of buildings Lower than 51 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Taylorsville (Census, 1 July 2024).
Spencer County page → -
Taylor County
26,763 residents, 5,223 aged 65 or older (19.5 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,415 Lower than 70 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Taylor County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.12 per USD $1,000 of buildings Lower than 67 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Campbellsville (Census, 1 July 2024).
Taylor County page → -
Todd County
12,972 residents, 2,185 aged 65 or older (16.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,909 Lower than 85 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Todd County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.88 per USD $1,000 of buildings Lower than 22 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Elkton, Guthrie, Trenton (Census, 1 July 2024).
Todd County page → -
Trigg County
14,512 residents, 3,607 aged 65 or older (24.9 %)
- Cost of living
- 90.9 Cheaper than 39 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Clarksville, TN-KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $1,958 Lower than 84 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Trigg County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.73 per USD $1,000 of buildings Lower than 27 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Cadiz (Census, 1 July 2024).
Trigg County page → -
Trimble County
8,701 residents, 1,861 aged 65 or older (21.4 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,318 Lower than 73 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Trimble County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.67 per USD $1,000 of buildings Lower than 29 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Milton, Bedford (Census, 1 July 2024).
Trimble County page → -
Union County
12,839 residents, 2,814 aged 65 or older (21.9 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,105 Lower than 51 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Union County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.82 per USD $1,000 of buildings Lower than 24 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,098 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Morganfield, Sturgis, Uniontown (Census, 1 July 2024).
Union County page → -
Warren County
149,375 residents, 21,273 aged 65 or older (14.2 %)
- Cost of living
- 90.2 Cheaper than 41 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Bowling Green, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,263 Lower than 75 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- 6.3 per 100,000 a year Lower than 59 % of the other 767 US counties
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.27 per USD $1,000 of buildings Lower than 14 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Bowling Green, Smiths Grove, Plum Springs (Census, 1 July 2024).
Warren County page → -
Washington County
12,368 residents, 2,563 aged 65 or older (20.7 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,293 Lower than 74 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Washington County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.37 per USD $1,000 of buildings Lower than 47 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Springfield, Willisburg, Mackville (Census, 1 July 2024).
Washington County page → -
Wayne County
19,597 residents, 4,441 aged 65 or older (22.7 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,955 Lower than 84 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Wayne County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.39 per USD $1,000 of buildings Lower than 46 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Monticello (Census, 1 July 2024).
Wayne County page → -
Webster County
12,929 residents, 2,615 aged 65 or older (20.2 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $3,078 Lower than 52 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Webster County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 4.0 months a year More than 7 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.13 per USD $1,000 of buildings Lower than 16 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $5,326 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Providence, Sebree, Clay (Census, 1 July 2024).
Webster County page → -
Whitley County
37,297 residents, 6,485 aged 65 or older (17.4 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $2,255 Lower than 75 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Whitley County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.44 per USD $1,000 of buildings Lower than 42 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Corbin, Williamsburg (Census, 1 July 2024).
Whitley County page → -
Wolfe County
6,298 residents, 1,185 aged 65 or older (18.8 %)
- Cost of living
- 85.3 Cheaper than 82 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Kentucky nonmetropolitan portion, US = 100
- Taxes on a retired couple
- USD $1,912 Lower than 85 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Wolfe County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 6.0 months a year More than 88 % of the other 3,143 US counties
- Natural-hazard risk
- USD $2.69 per USD $1,000 of buildings Lower than 9 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest place: Campton (Census, 1 July 2024).
Wolfe County page → -
Woodford County
27,883 residents, 6,263 aged 65 or older (22.5 %)
- Cost of living
- 92.9 Cheaper than 28 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Lexington-Fayette, KY metropolitan area, US = 100
- Taxes on a retired couple
- USD $2,462 Lower than 69 % of the other 3,110 US counties
- Healthcare access
- No hospital in the county rated 4 or 5 stars by CMS
- Safety
- Woodford County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
- Climate
- 5.0 months a year More than 39 % of the other 3,143 US counties
- Natural-hazard risk
- USD $1.29 per USD $1,000 of buildings Lower than 53 % of the other 3,143 US counties
- Medicare premiums
- Advantage USD $4,870 · Original + drug plan USD $6,654 a year for two Typical plans; premiums only, not the cost of care
Largest places: Versailles, Midway (Census, 1 July 2024).
Woodford County page →
Sources: US Census Bureau, county population estimates by age, 1 July 2025; BEA Regional Price Parities 2024, all items, of each county's metropolitan area or its state's nonmetropolitan portion; The state's published 2025 income-tax rules, the county's own local income tax where one is levied, and the county's Census ACS property-tax ratio, applied to the example household; CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026; CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al.; FEMA, National Risk Index v1.20 (December 2025), county expected annual loss to buildings (EAL_VALB); CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025); CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by county of residence.
Where Kentucky stands, on the six criteria
Kentucky's six figures are the ones that set its place on the state ranking, where it sits in Tier 9 of 16. Each is measured for the whole of Kentucky, not for any single place within it.
| Criterion | Kentucky |
|---|---|
| Cost of living BEA price level, all items (US = 100); lower is better |
90.2 Cheaper than 78% of the other 50 · housing 64.3 · goods 96.0 · utilities 75.3 · other services 97.3
BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5) · figure for 2024 · checked 2026-08-28
|
| Taxes on a retired couple state and local tax on the example retired couple, USD a year; lower is better |
USD $2,628 (90% margin USD $2,606–$2,650) Lower than 66% of the other 50
Each state's published 2025 income-tax rules and the Census ACS property-tax ratio, applied to the example household · figure for 2025
|
| Healthcare access share of residents 65+ living in a county with a 4- or 5-star CMS hospital; higher is better |
37 % of residents 65+ Higher than 12% of the other 50
CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026, weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2026 · checked 2026-10-27
|
| Safety homicides per 100,000 a year, 2020–2024, by state of residence; lower is better |
7.9 per 100,000 a year (95% interval 7.6–8.3) Lower than 30% of the other 50
CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by state of residence · figure for 2024 · checked 2026-10-27
|
| Climate months a year whose mean daily high is 18–29 °C (64–84 °F), 1981–2010; more is better |
5.0 months a year More than 76% of the other 50
CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al., weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2010 · checked 2026-10-27
|
| Natural-hazard risk expected yearly loss to buildings from natural hazards, per USD $1,000 of buildings; lower is better |
USD $1.69 per USD $1,000 of buildings Lower than 24% of the other 50
FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB) · figure for 2025 · checked 2026-10-27
|
Medicare in Kentucky
For the published example couple, both 67 and married: what Medicare premiums cost a year for two in Kentucky, and the most a bad year can cost. What care itself costs depends on a person's health, so it is not estimated here.
Medicare Advantage, with drug coverage
USD $4,870 a year for two in premiums (from USD $4,870)
At most USD $19,170 in a bad year (from USD $15,270), with each person's in-network out-of-pocket maximum
The middle of the 27 plans offered here; "from" is the lowest premium among them.
Original Medicare, with a drug plan
USD $6,654 a year for two in premiums (from USD $4,997)
Medigap: no federal price list — not in this total.
No yearly maximum on Original Medicare alone.
Part B for two, plus the middle of the 8 standalone drug plans offered in the state.
The middle of Kentucky's 120 counties, weighted by residents 65 or older (US Census Bureau, 1 July 2025).
The 2027 Part B premium is not yet published (CMS usually publishes it in November); 2026's is used.
Source: CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025).
Kentucky gives Medigap policyholders a 60-day guaranteed issue period each year beginning on their birthday to buy the same plan from a different insurance company. Kentucky's rule
Free, official Medicare counseling in Kentucky: State Health Insurance Assistance Program (SHIP), 1-877-293-7447 (the State Health Insurance Assistance Program).
Retiring to Kentucky: pros and cons, by the figures
Retiring to Kentucky, judged on the six figures above: a pro is a figure in the top fifth of the states, a con one in the bottom fifth. Figures in between get no verdict.
Pros
None of Kentucky's six figures is in the top fifth of the states.
Cons
- Healthcare access: lower than 88% of the other 50 (37 % of residents 65+). CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026, weighted by each county's population 65+ (US Census Bureau, 1 July 2025)
Also shown, not scored
Kentucky's other state-wide figures: shown for context, not part of its tier. Measured for the whole of Kentucky — not for any single place within it.
| Measure | Value |
|---|---|
|
Population
Total resident population, US Census Bureau estimate for 1 July 2025.
How this is measuredTotal resident population, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. Bigger is not better — this axis exists for context, never for ranking. |
4,606,864 people |
|
Population 65 plus
Residents aged 65 or older, US Census Bureau estimate for 1 July 2025.
How this is measuredResident population aged 65 or older, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. |
868,019 people |
|
Social security beneficiary share
Everyone receiving Social Security — retired, disabled, survivors and dependants — as a share of the population, 2025.
How this is measuredAll OASDI beneficiaries — retired workers, disabled workers, survivors and dependants — as a percentage of the total resident population. SSA Table 1 (2025), population as of 1 July 2025. Not the same measure as the county-level retired-worker share. |
23 percent |
Source for every figure: SSA Table 1 (2025) · Census population as of 1 July 2025 · figure for 2025 · checked 2026-08-28 Official source
Taxes on a retired couple in Kentucky
We apply Kentucky's published rules for tax year 2025 to one example household and show the sum, line by line. These are rules already in force for 2025, not a projection.
The example household
| Filing status | married filing jointly, both aged 67 |
|---|---|
| Social Security | USD $45,000 a year, combined |
| Private pension | USD $25,000 a year |
| IRA or 401(k) withdrawal | USD $20,000 a year |
| Home, for property tax | USD $350,000 |
An illustrative household, the same for every state so states can be compared. Each spouse holds half of each income. Your own figures will differ.
Kentucky's rules applied
Federal income tax is left out: it is the same in every state, so it cannot separate them. Sales tax is left out too: it depends on what a household buys, and no state publishes an average of its local rates. The rate is listed below.
The rules behind the sum
- Top income-tax rate: 4 % Kentucky Department of Revenue, 2025 Kentucky Individual Income Tax Forms (Form 740 packet) · checked Oct 26, 2026
- Taxable Social Security subtracted (Schedule M, line 10): 100 % of it Kentucky Department of Revenue, 2025 Schedule M · checked Oct 26, 2026
- Pension income exclusion (Schedule M, line 9): USD $31,110 per person Kentucky Department of Revenue, 2025 Schedule M Instructions, line 9 · checked Oct 26, 2026
- Standard deduction (one per joint return): USD $3,270 Kentucky Department of Revenue, 2025 Kentucky Individual Income Tax Forms (Form 740 packet) · checked Oct 26, 2026
- State sales tax 6 %; no local sales taxes: 6 % Kentucky Department of Revenue: Sales & Use Tax · checked Oct 26, 2026
We don't cover a town in Kentucky yet. See the towns we cover in the United States.
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