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Retiring in the US

Florida

For Americans thinking of retiring to Florida from another state, or comparing it with a move abroad. Prices in Florida run at 103.4 against a US average of 100, with housing at 122.1. We cover Florida's 67 counties on the map below, each with a page of its own, and 3 towns in depth: Naples (Collier County), Sarasota (Sarasota County) and The Villages (Sumter County).

Sources: BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5), 2024-12-31

Where Florida stands Tier 7 of 16
Cost of living 103.4
Taxes on a retired couple USD $2,662
Healthcare access 75 % of residents 65+
Safety 6.3 per 100,000 a year
Climate 7.2 months a year
Natural-hazard risk USD $1.97 per USD $1,000 of buildings

The six figures, with sources and dates · how tiers are set

Florida is not compared with a town — compare the towns below instead. Why?

Florida, a state of the United States, is not the same kind of thing as a town: it spans many counties and very different places. Putting a state-wide average beside one town's own figures produces a number that looks like an answer and describes nothing a person would experience — so the engine refuses that pairing rather than rendering it thinly. A town against another town, here or abroad, is like-for-like. Build a comparison →

Research in progress. Our quality assessment of the official sources for the United States is not finished yet. Every figure published here is sourced and dated.

Florida's 67 counties

Every county in Florida on its own figures, against every US county that has the same figure. Pick a county on the map or in the list.

  • Lowest fifth of US counties
  • Middle fifth
  • Highest fifth (darker = a larger share 65+)
  • No figure

Outlines: US Census Bureau, cartographic boundary files (2024). A fifth is among every US county holding the figure, so a color means the same thing in every state.

All 67 counties, with their figures
  • Alachua County

    290,028 residents, 49,974 aged 65 or older (17.2 %)

    Cost of living
    96.7 Cheaper than 18 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Gainesville, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $3,361 Lower than 46 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    6.3 per 100,000 a year Lower than 59 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.52 per USD $1,000 of buildings Lower than 37 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,290 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Gainesville, Alachua, Newberry (Census, 1 July 2024).

    Alachua County page →

    Sources and dates: under the list

  • Baker County

    29,737 residents, 5,104 aged 65 or older (17.2 %)

    Cost of living
    99.5 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Jacksonville, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,224 Lower than 76 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Baker County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.17 per USD $1,000 of buildings Lower than 63 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Macclenny, Glen St. Mary (Census, 1 July 2024).

    Baker County page →

    Sources and dates: under the list

  • Bay County

    204,479 residents, 39,533 aged 65 or older (19.3 %)

    Cost of living
    97.3 Cheaper than 16 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Panama City-Panama City Beach, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,037 Lower than 81 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    5.4 per 100,000 a year Lower than 67 % of the other 767 US counties
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.69 per USD $1,000 of buildings Lower than 3 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Panama City, Lynn Haven, Panama City Beach (Census, 1 July 2024).

    Bay County page →

    Sources and dates: under the list

  • Bradford County

    28,307 residents, 5,994 aged 65 or older (21.2 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $1,917 Lower than 84 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Bradford County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.15 per USD $1,000 of buildings Lower than 16 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Starke, Lawtey, Hampton (Census, 1 July 2024).

    Bradford County page →

    Sources and dates: under the list

  • Brevard County

    663,982 residents, 176,245 aged 65 or older (26.5 %)

    Cost of living
    100.0 Cheaper than 10 % of the other 3,142 US counties Palm Bay-Melbourne-Titusville, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,382 Lower than 71 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    6.4 per 100,000 a year Lower than 58 % of the other 767 US counties
    Climate
    9.0 months a year More than 100 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.95 per USD $1,000 of buildings Lower than 7 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Palm Bay, Melbourne, Titusville (Census, 1 July 2024).

    Brevard County page →

    Sources and dates: under the list

  • Broward County

    2,013,317 residents, 393,083 aged 65 or older (19.5 %)

    Cost of living
    114.2 Cheaper than 0 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Miami-Fort Lauderdale-West Palm Beach, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $3,284 Lower than 48 % of the other 3,110 US counties
    Healthcare access
    5 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    7.5 per 100,000 a year Lower than 49 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.88 per USD $1,000 of buildings Lower than 22 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Fort Lauderdale, Pembroke Pines, Hollywood (Census, 1 July 2024).

    Broward County page →

    Sources and dates: under the list

  • Calhoun County

    13,289 residents, 2,859 aged 65 or older (21.5 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $1,768 Lower than 88 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Calhoun County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.83 per USD $1,000 of buildings Lower than 8 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,290 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Blountstown, Altha (Census, 1 July 2024).

    Calhoun County page →

    Sources and dates: under the list

  • Charlotte County

    217,212 residents, 88,783 aged 65 or older (40.9 %)

    Cost of living
    100.5 Cheaper than 8 % of the other 3,142 US counties Punta Gorda, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,964 Lower than 55 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    2.9 per 100,000 a year Lower than 90 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.40 per USD $1,000 of buildings Lower than 5 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Punta Gorda (Census, 1 July 2024).

    Charlotte County page →

    Sources and dates: under the list

  • Citrus County

    171,666 residents, 65,466 aged 65 or older (38.1 %)

    Cost of living
    93.5 Cheaper than 26 % of the other 3,142 US counties Homosassa Springs, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,039 Lower than 81 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    5.2 per 100,000 a year Lower than 69 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $4.14 per USD $1,000 of buildings Lower than 2 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Inverness, Crystal River (Census, 1 July 2024).

    Citrus County page →

    Sources and dates: under the list

  • Clay County

    239,593 residents, 45,097 aged 65 or older (18.8 %)

    Cost of living
    99.5 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Jacksonville, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,510 Lower than 67 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    5.2 per 100,000 a year Lower than 69 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.45 per USD $1,000 of buildings Lower than 41 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Green Cove Springs, Orange Park, Keystone Heights (Census, 1 July 2024).

    Clay County page →

    Sources and dates: under the list

  • Collier County

    417,131 residents, 145,123 aged 65 or older (34.8 %)

    Cost of living
    103.2 Cheaper than 5 % of the other 3,142 US counties Naples-Marco Island, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,192 Lower than 77 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    1.9 per 100,000 a year Lower than 97 % of the other 767 US counties
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.66 per USD $1,000 of buildings Lower than 3 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Naples, Marco Island, Everglades (Census, 1 July 2024).

    Collier County page →

    Sources and dates: under the list

  • Columbia County

    74,094 residents, 16,954 aged 65 or older (22.9 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,575 Lower than 65 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    8.6 per 100,000 a year Lower than 42 % of the other 767 US counties
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.54 per USD $1,000 of buildings Lower than 36 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,290 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Lake City, Fort White (Census, 1 July 2024).

    Columbia County page →

    Sources and dates: under the list

  • DeSoto County

    37,078 residents, 9,000 aged 65 or older (24.3 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,909 Lower than 56 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    DeSoto County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.21 per USD $1,000 of buildings Lower than 6 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Arcadia (Census, 1 July 2024).

    DeSoto County page →

    Sources and dates: under the list

  • Dixie County

    18,038 residents, 4,629 aged 65 or older (25.7 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,156 Lower than 78 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Dixie County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.75 per USD $1,000 of buildings Lower than 3 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Cross City, Horseshoe Beach (Census, 1 July 2024).

    Dixie County page →

    Sources and dates: under the list

  • Duval County

    1,062,963 residents, 183,471 aged 65 or older (17.3 %)

    Cost of living
    99.5 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Jacksonville, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,611 Lower than 64 % of the other 3,110 US counties
    Healthcare access
    5 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    13.4 per 100,000 a year Lower than 23 % of the other 767 US counties
    Climate
    8.0 months a year More than 100 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.21 per USD $1,000 of buildings Lower than 59 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Jacksonville, Jacksonville Beach, Atlantic Beach (Census, 1 July 2024).

    Duval County page →

    Sources and dates: under the list

  • Escambia County

    333,834 residents, 67,852 aged 65 or older (20.3 %)

    Cost of living
    97.7 Cheaper than 14 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pensacola-Ferry Pass-Brent, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,034 Lower than 81 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    11.9 per 100,000 a year Lower than 27 % of the other 767 US counties
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.59 per USD $1,000 of buildings Lower than 10 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Pensacola, Century (Census, 1 July 2024).

    Escambia County page →

    Sources and dates: under the list

  • Flagler County

    140,360 residents, 46,785 aged 65 or older (33.3 %)

    Cost of living
    99.4 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Deltona-Daytona Beach-Ormond Beach, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,675 Lower than 62 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    Flagler County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    8.0 months a year More than 100 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.88 per USD $1,000 of buildings Lower than 22 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Palm Coast, Flagler Beach, Bunnell (Census, 1 July 2024).

    Flagler County page →

    Sources and dates: under the list

  • Franklin County

    13,029 residents, 4,170 aged 65 or older (32.0 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,213 Lower than 77 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Franklin County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.02 per USD $1,000 of buildings Lower than 7 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Carrabelle, Apalachicola (Census, 1 July 2024).

    Franklin County page →

    Sources and dates: under the list

  • Gadsden County

    44,298 residents, 10,025 aged 65 or older (22.6 %)

    Cost of living
    93.9 Cheaper than 25 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Tallahassee, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $1,855 Lower than 86 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    21.3 per 100,000 a year Lower than 10 % of the other 767 US counties
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.54 per USD $1,000 of buildings Lower than 36 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,290 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Quincy, Midway, Chattahoochee (Census, 1 July 2024).

    Gadsden County page →

    Sources and dates: under the list

  • Gilchrist County

    20,488 residents, 4,733 aged 65 or older (23.1 %)

    Cost of living
    96.7 Cheaper than 18 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Gainesville, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,280 Lower than 75 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Gilchrist County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.02 per USD $1,000 of buildings Lower than 18 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Trenton, Bell, Fanning Springs (Census, 1 July 2024).

    Gilchrist County page →

    Sources and dates: under the list

  • Glades County

    13,270 residents, 3,709 aged 65 or older (28.0 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,989 Lower than 54 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Glades County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.44 per USD $1,000 of buildings Lower than 12 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Moore Haven (Census, 1 July 2024).

    Glades County page →

    Sources and dates: under the list

  • Gulf County

    15,943 residents, 4,113 aged 65 or older (25.8 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,209 Lower than 77 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Gulf County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $4.87 per USD $1,000 of buildings Lower than 1 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Port St. Joe, Wewahitchka (Census, 1 July 2024).

    Gulf County page →

    Sources and dates: under the list

  • Hamilton County

    14,180 residents, 3,074 aged 65 or older (21.7 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,568 Lower than 65 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    31.6 per 100,000 a year Lower than 3 % of the other 767 US counties
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.14 per USD $1,000 of buildings Lower than 16 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Jasper, Jennings, White Springs (Census, 1 July 2024).

    Hamilton County page →

    Sources and dates: under the list

  • Hardee County

    25,932 residents, 4,577 aged 65 or older (17.7 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,880 Lower than 57 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Hardee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $4.05 per USD $1,000 of buildings Lower than 2 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Wauchula, Bowling Green, Zolfo Springs (Census, 1 July 2024).

    Hardee County page →

    Sources and dates: under the list

  • Hendry County

    48,276 residents, 7,070 aged 65 or older (14.6 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,804 Lower than 59 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Hendry County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.97 per USD $1,000 of buildings Lower than 19 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Clewiston, LaBelle (Census, 1 July 2024).

    Hendry County page →

    Sources and dates: under the list

  • Hernando County

    221,701 residents, 60,508 aged 65 or older (27.3 %)

    Cost of living
    100.9 Cheaper than 7 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Tampa-St. Petersburg-Clearwater, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,356 Lower than 72 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    4.7 per 100,000 a year Lower than 73 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.73 per USD $1,000 of buildings Lower than 27 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Brooksville (Census, 1 July 2024).

    Hernando County page →

    Sources and dates: under the list

  • Highlands County

    111,122 residents, 40,472 aged 65 or older (36.4 %)

    Cost of living
    92.5 Cheaper than 30 % of the other 3,142 US counties Sebring, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,520 Lower than 67 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    8.1 per 100,000 a year Lower than 45 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.93 per USD $1,000 of buildings Lower than 20 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Sebring, Avon Park, Lake Placid (Census, 1 July 2024).

    Highlands County page →

    Sources and dates: under the list

  • Hillsborough County

    1,574,115 residents, 260,044 aged 65 or older (16.5 %)

    Cost of living
    100.9 Cheaper than 7 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Tampa-St. Petersburg-Clearwater, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,836 Lower than 58 % of the other 3,110 US counties
    Healthcare access
    3 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    6.3 per 100,000 a year Lower than 59 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.50 per USD $1,000 of buildings Lower than 38 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Tampa, Plant City, Temple Terrace (Census, 1 July 2024).

    Hillsborough County page →

    Sources and dates: under the list

  • Holmes County

    20,119 residents, 4,452 aged 65 or older (22.1 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $1,906 Lower than 85 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Holmes County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    4.0 months a year More than 7 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.58 per USD $1,000 of buildings Lower than 4 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Bonifay, Ponce de Leon, Esto (Census, 1 July 2024).

    Holmes County page →

    Sources and dates: under the list

  • Indian River County

    172,799 residents, 64,427 aged 65 or older (37.3 %)

    Cost of living
    98.3 Cheaper than 12 % of the other 3,142 US counties Sebastian-Vero Beach-West Vero Corridor, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,426 Lower than 70 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    3.7 per 100,000 a year Lower than 83 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $4.67 per USD $1,000 of buildings Lower than 1 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Sebastian, Vero Beach, Fellsmere (Census, 1 July 2024).

    Indian River County page →

    Sources and dates: under the list

  • Jackson County

    49,629 residents, 10,367 aged 65 or older (20.9 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $1,764 Lower than 88 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    9.1 per 100,000 a year Lower than 37 % of the other 767 US counties
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.20 per USD $1,000 of buildings Lower than 15 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Marianna, Graceville, Sneads (Census, 1 July 2024).

    Jackson County page →

    Sources and dates: under the list

  • Jefferson County

    16,007 residents, 4,355 aged 65 or older (27.2 %)

    Cost of living
    93.9 Cheaper than 25 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Tallahassee, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,165 Lower than 78 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Jefferson County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.78 per USD $1,000 of buildings Lower than 25 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,290 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Monticello (Census, 1 July 2024).

    Jefferson County page →

    Sources and dates: under the list

  • Lafayette County

    8,792 residents, 2,061 aged 65 or older (23.4 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $1,921 Lower than 84 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Lafayette County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.73 per USD $1,000 of buildings Lower than 9 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Mayo (Census, 1 July 2024).

    Lafayette County page →

    Sources and dates: under the list

  • Lake County

    456,068 residents, 127,612 aged 65 or older (28.0 %)

    Cost of living
    101.4 Cheaper than 7 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Orlando-Kissimmee-Sanford, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,674 Lower than 62 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    4.7 per 100,000 a year Lower than 74 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.21 per USD $1,000 of buildings Lower than 59 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Clermont, Leesburg, Eustis (Census, 1 July 2024).

    Lake County page →

    Sources and dates: under the list

  • Lee County

    875,607 residents, 255,635 aged 65 or older (29.2 %)

    Cost of living
    102.3 Cheaper than 6 % of the other 3,142 US counties Cape Coral-Fort Myers, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,762 Lower than 60 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    4.4 per 100,000 a year Lower than 76 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.83 per USD $1,000 of buildings Lower than 8 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Cape Coral, Fort Myers, Bonita Springs (Census, 1 July 2024).

    Lee County page →

    Sources and dates: under the list

  • Leon County

    299,048 residents, 50,854 aged 65 or older (17.0 %)

    Cost of living
    93.9 Cheaper than 25 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Tallahassee, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,780 Lower than 59 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    7.6 per 100,000 a year Lower than 49 % of the other 767 US counties
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.80 per USD $1,000 of buildings Lower than 25 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,710 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Tallahassee (Census, 1 July 2024).

    Leon County page →

    Sources and dates: under the list

  • Levy County

    48,520 residents, 12,940 aged 65 or older (26.7 %)

    Cost of living
    96.7 Cheaper than 18 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Gainesville, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,205 Lower than 77 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Levy County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    8.0 months a year More than 100 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.92 per USD $1,000 of buildings Lower than 20 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Williston, Chiefland, Inglis (Census, 1 July 2024).

    Levy County page →

    Sources and dates: under the list

  • Liberty County

    8,035 residents, 1,403 aged 65 or older (17.5 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $3,167 Lower than 50 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Liberty County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.99 per USD $1,000 of buildings Lower than 7 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,290 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Bristol (Census, 1 July 2024).

    Liberty County page →

    Sources and dates: under the list

  • Madison County

    18,759 residents, 4,629 aged 65 or older (24.7 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,907 Lower than 56 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Madison County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.61 per USD $1,000 of buildings Lower than 10 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Madison, Greenville, Lee (Census, 1 July 2024).

    Madison County page →

    Sources and dates: under the list

  • Manatee County

    468,200 residents, 137,879 aged 65 or older (29.4 %)

    Cost of living
    102.4 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. North Port-Bradenton-Sarasota, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,725 Lower than 61 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    4.1 per 100,000 a year Lower than 79 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.83 per USD $1,000 of buildings Lower than 8 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Bradenton, Palmetto, Holmes Beach (Census, 1 July 2024).

    Manatee County page →

    Sources and dates: under the list

  • Marion County

    442,660 residents, 131,623 aged 65 or older (29.7 %)

    Cost of living
    95.2 Cheaper than 22 % of the other 3,142 US counties Ocala, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,600 Lower than 64 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    6.8 per 100,000 a year Lower than 55 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.60 per USD $1,000 of buildings Lower than 32 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Ocala, Belleview, Dunnellon (Census, 1 July 2024).

    Marion County page →

    Sources and dates: under the list

  • Martin County

    166,272 residents, 55,871 aged 65 or older (33.6 %)

    Cost of living
    100.2 Cheaper than 8 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Port St. Lucie, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,690 Lower than 62 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    4.3 per 100,000 a year Lower than 77 % of the other 767 US counties
    Climate
    8.0 months a year More than 100 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.23 per USD $1,000 of buildings Lower than 5 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Stuart, Indiantown, Sewall's Point (Census, 1 July 2024).

    Martin County page →

    Sources and dates: under the list

  • Miami-Dade County

    2,802,029 residents, 513,808 aged 65 or older (18.3 %)

    Cost of living
    114.2 Cheaper than 0 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Miami-Fort Lauderdale-West Palm Beach, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,830 Lower than 58 % of the other 3,110 US counties
    Healthcare access
    8 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    7.7 per 100,000 a year Lower than 48 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.65 per USD $1,000 of buildings Lower than 30 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Miami, Hialeah, Miami Gardens (Census, 1 July 2024).

    Miami-Dade County page →

    Sources and dates: under the list

  • Monroe County

    80,406 residents, 21,899 aged 65 or older (27.2 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $1,851 Lower than 86 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    Monroe County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    8.0 months a year More than 100 % of the other 3,143 US counties
    Natural-hazard risk
    USD $4.22 per USD $1,000 of buildings Lower than 2 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $8,136 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Key West, Marathon, Islamorada, Village of Islands (Census, 1 July 2024).

    Monroe County page →

    Sources and dates: under the list

  • Nassau County

    106,879 residents, 28,584 aged 65 or older (26.7 %)

    Cost of living
    99.5 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Jacksonville, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,468 Lower than 68 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    Nassau County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.28 per USD $1,000 of buildings Lower than 53 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Fernandina Beach, Hilliard, Callahan (Census, 1 July 2024).

    Nassau County page →

    Sources and dates: under the list

  • Okaloosa County

    221,810 residents, 40,331 aged 65 or older (18.2 %)

    Cost of living
    97.0 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Crestview-Fort Walton Beach-Destin, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,004 Lower than 82 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    5.0 per 100,000 a year Lower than 71 % of the other 767 US counties
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.63 per USD $1,000 of buildings Lower than 10 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Crestview, Fort Walton Beach, Niceville (Census, 1 July 2024).

    Okaloosa County page →

    Sources and dates: under the list

  • Okeechobee County

    42,608 residents, 9,400 aged 65 or older (22.1 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,581 Lower than 65 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Okeechobee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.94 per USD $1,000 of buildings Lower than 7 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Okeechobee (Census, 1 July 2024).

    Okeechobee County page →

    Sources and dates: under the list

  • Orange County

    1,528,002 residents, 218,145 aged 65 or older (14.3 %)

    Cost of living
    101.4 Cheaper than 7 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Orlando-Kissimmee-Sanford, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,662 Lower than 62 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    7.1 per 100,000 a year Lower than 53 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.25 per USD $1,000 of buildings Lower than 56 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Orlando, Apopka, Ocoee (Census, 1 July 2024).

    Orange County page →

    Sources and dates: under the list

  • Osceola County

    481,718 residents, 69,745 aged 65 or older (14.5 %)

    Cost of living
    101.4 Cheaper than 7 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Orlando-Kissimmee-Sanford, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,675 Lower than 62 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    4.3 per 100,000 a year Lower than 77 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.79 per USD $1,000 of buildings Lower than 25 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Kissimmee, St. Cloud (Census, 1 July 2024).

    Osceola County page →

    Sources and dates: under the list

  • Palm Beach County

    1,575,726 residents, 410,721 aged 65 or older (26.1 %)

    Cost of living
    114.2 Cheaper than 0 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Miami-Fort Lauderdale-West Palm Beach, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $3,019 Lower than 54 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    5.7 per 100,000 a year Lower than 64 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.65 per USD $1,000 of buildings Lower than 30 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: West Palm Beach, Boca Raton, Boynton Beach (Census, 1 July 2024).

    Palm Beach County page →

    Sources and dates: under the list

  • Pasco County

    674,516 residents, 151,303 aged 65 or older (22.4 %)

    Cost of living
    100.9 Cheaper than 7 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Tampa-St. Petersburg-Clearwater, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,566 Lower than 65 % of the other 3,110 US counties
    Healthcare access
    3 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    3.6 per 100,000 a year Lower than 84 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.64 per USD $1,000 of buildings Lower than 31 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Zephyrhills, New Port Richey, Dade City (Census, 1 July 2024).

    Pasco County page →

    Sources and dates: under the list

  • Pinellas County

    948,563 residents, 272,171 aged 65 or older (28.7 %)

    Cost of living
    100.9 Cheaper than 7 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Tampa-St. Petersburg-Clearwater, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,438 Lower than 69 % of the other 3,110 US counties
    Healthcare access
    4 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    4.9 per 100,000 a year Lower than 72 % of the other 767 US counties
    Climate
    10.0 months a year More than 100 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.39 per USD $1,000 of buildings Lower than 45 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: St. Petersburg, Clearwater, Largo (Census, 1 July 2024).

    Pinellas County page →

    Sources and dates: under the list

  • Polk County

    874,790 residents, 174,801 aged 65 or older (20.0 %)

    Cost of living
    97.1 Cheaper than 17 % of the other 3,142 US counties Lakeland-Winter Haven, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,539 Lower than 66 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    5.0 per 100,000 a year Lower than 71 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.62 per USD $1,000 of buildings Lower than 32 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Lakeland, Winter Haven, Haines City (Census, 1 July 2024).

    Polk County page →

    Sources and dates: under the list

  • Putnam County

    77,734 residents, 20,201 aged 65 or older (26.0 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,727 Lower than 61 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    10.3 per 100,000 a year Lower than 32 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.92 per USD $1,000 of buildings Lower than 20 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Palatka, Crescent City, Interlachen (Census, 1 July 2024).

    Putnam County page →

    Sources and dates: under the list

  • St. Johns County

    346,328 residents, 77,847 aged 65 or older (22.5 %)

    Cost of living
    99.5 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Jacksonville, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,662 Lower than 62 % of the other 3,110 US counties
    Healthcare access
    1 hospital in the county rated 4 or 5 stars by CMS
    Safety
    2.5 per 100,000 a year Lower than 92 % of the other 767 US counties
    Climate
    9.0 months a year More than 100 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.47 per USD $1,000 of buildings Lower than 40 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: St. Augustine, St. Augustine Beach, Marineland (Census, 1 July 2024).

    St. Johns County page →

    Sources and dates: under the list

  • St. Lucie County

    402,449 residents, 100,369 aged 65 or older (24.9 %)

    Cost of living
    100.2 Cheaper than 8 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Port St. Lucie, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $3,266 Lower than 48 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    6.6 per 100,000 a year Lower than 56 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.40 per USD $1,000 of buildings Lower than 5 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Port St. Lucie, Fort Pierce, St. Lucie Village (Census, 1 July 2024).

    St. Lucie County page →

    Sources and dates: under the list

  • Santa Rosa County

    211,115 residents, 39,655 aged 65 or older (18.8 %)

    Cost of living
    97.7 Cheaper than 14 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Pensacola-Ferry Pass-Brent, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,007 Lower than 82 % of the other 3,110 US counties
    Healthcare access
    2 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    4.3 per 100,000 a year Lower than 77 % of the other 767 US counties
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.78 per USD $1,000 of buildings Lower than 8 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Milton, Gulf Breeze, Jay (Census, 1 July 2024).

    Santa Rosa County page →

    Sources and dates: under the list

  • Sarasota County

    479,958 residents, 186,055 aged 65 or older (38.8 %)

    Cost of living
    102.4 Cheaper than 6 % of the other 3,142 US counties Its area's figure: every county in the area shares it. North Port-Bradenton-Sarasota, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,640 Lower than 63 % of the other 3,110 US counties
    Healthcare access
    3 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    2.8 per 100,000 a year Lower than 90 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.74 per USD $1,000 of buildings Lower than 9 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: North Port, Sarasota, Venice (Census, 1 July 2024).

    Sarasota County page →

    Sources and dates: under the list

  • Seminole County

    491,884 residents, 90,182 aged 65 or older (18.3 %)

    Cost of living
    101.4 Cheaper than 7 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Orlando-Kissimmee-Sanford, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,351 Lower than 72 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    4.1 per 100,000 a year Lower than 79 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.26 per USD $1,000 of buildings Lower than 55 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Sanford, Altamonte Springs, Oviedo (Census, 1 July 2024).

    Seminole County page →

    Sources and dates: under the list

  • Sumter County

    157,772 residents, 90,822 aged 65 or older (57.6 %)

    Cost of living
    85.4 Cheaper than 82 % of the other 3,142 US counties Wildwood-The Villages, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,737 Lower than 60 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    2.8 per 100,000 a year Lower than 91 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.63 per USD $1,000 of buildings Lower than 31 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Wildwood, Bushnell, Center Hill (Census, 1 July 2024).

    Sumter County page →

    Sources and dates: under the list

  • Suwannee County

    48,149 residents, 11,680 aged 65 or older (24.3 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,474 Lower than 68 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Suwannee County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.74 per USD $1,000 of buildings Lower than 9 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,710 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Live Oak, Branford (Census, 1 July 2024).

    Suwannee County page →

    Sources and dates: under the list

  • Taylor County

    21,210 residents, 5,008 aged 65 or older (23.6 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,291 Lower than 74 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Taylor County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.36 per USD $1,000 of buildings Lower than 5 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest place: Perry (Census, 1 July 2024).

    Taylor County page →

    Sources and dates: under the list

  • Union County

    16,250 residents, 2,776 aged 65 or older (17.1 %)

    Cost of living
    94.0 Cheaper than 24 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Florida nonmetropolitan portion, US = 100
    Taxes on a retired couple
    USD $2,024 Lower than 82 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Union County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.05 per USD $1,000 of buildings Lower than 18 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,710 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Lake Butler, Worthington Springs, Raiford (Census, 1 July 2024).

    Union County page →

    Sources and dates: under the list

  • Volusia County

    606,573 residents, 165,838 aged 65 or older (27.3 %)

    Cost of living
    99.4 Cheaper than 11 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Deltona-Daytona Beach-Ormond Beach, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,678 Lower than 62 % of the other 3,110 US counties
    Healthcare access
    4 hospitals in the county rated 4 or 5 stars by CMS
    Safety
    5.3 per 100,000 a year Lower than 67 % of the other 767 US counties
    Climate
    7.0 months a year More than 95 % of the other 3,143 US counties
    Natural-hazard risk
    USD $1.75 per USD $1,000 of buildings Lower than 26 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Deltona, Daytona Beach, Port Orange (Census, 1 July 2024).

    Volusia County page →

    Sources and dates: under the list

  • Wakulla County

    38,089 residents, 7,660 aged 65 or older (20.1 %)

    Cost of living
    93.9 Cheaper than 25 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Tallahassee, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $2,225 Lower than 76 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Wakulla County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.40 per USD $1,000 of buildings Lower than 12 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,290 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Sopchoppy, St. Marks (Census, 1 July 2024).

    Wakulla County page →

    Sources and dates: under the list

  • Walton County

    93,288 residents, 19,723 aged 65 or older (21.1 %)

    Cost of living
    97.0 Cheaper than 17 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Crestview-Fort Walton Beach-Destin, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $1,566 Lower than 92 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Walton County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    5.0 months a year More than 39 % of the other 3,143 US counties
    Natural-hazard risk
    USD $2.71 per USD $1,000 of buildings Lower than 9 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $4,870 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Freeport, DeFuniak Springs, Paxton (Census, 1 July 2024).

    Walton County page →

    Sources and dates: under the list

  • Washington County

    26,695 residents, 5,509 aged 65 or older (20.6 %)

    Cost of living
    97.3 Cheaper than 16 % of the other 3,142 US counties Its area's figure: every county in the area shares it. Panama City-Panama City Beach, FL metropolitan area, US = 100
    Taxes on a retired couple
    USD $1,621 Lower than 91 % of the other 3,110 US counties
    Healthcare access
    No hospital in the county rated 4 or 5 stars by CMS
    Safety
    Washington County had fewer than 20 homicides in 2020–2024: CDC WONDER publishes no reliable rate below that.
    Climate
    6.0 months a year More than 88 % of the other 3,143 US counties
    Natural-hazard risk
    USD $3.55 per USD $1,000 of buildings Lower than 4 % of the other 3,143 US counties
    Medicare premiums
    Advantage USD $5,756 · Original + drug plan USD $7,894 a year for two Typical plans; premiums only, not the cost of care

    Largest places: Chipley, Vernon, Wausau (Census, 1 July 2024).

    Washington County page →

    Sources and dates: under the list

Sources: US Census Bureau, county population estimates by age, 1 July 2025; BEA Regional Price Parities 2024, all items, of each county's metropolitan area or its state's nonmetropolitan portion; The state's published 2025 income-tax rules, the county's own local income tax where one is levied, and the county's Census ACS property-tax ratio, applied to the example household; CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026; CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by county of residence; CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al.; FEMA, National Risk Index v1.20 (December 2025), county expected annual loss to buildings (EAL_VALB); CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025).

Where Florida stands, on the six criteria

Florida's six figures are the ones that set its place on the state ranking, where it sits in Tier 7 of 16. Each is measured for the whole of Florida, not for any single place within it.

CriterionFlorida
Cost of living
BEA price level, all items (US = 100); lower is better
103.4
Cheaper than 20% of the other 50 · housing 122.1 · goods 98.1 · utilities 90.1 · other services 101.3
BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5) · figure for 2024 · checked 2026-08-28
Taxes on a retired couple
state and local tax on the example retired couple, USD a year; lower is better
USD $2,662 (90% margin USD $2,650–$2,674)
Lower than 62% of the other 50
Each state's published 2025 income-tax rules and the Census ACS property-tax ratio, applied to the example household · figure for 2025
Healthcare access
share of residents 65+ living in a county with a 4- or 5-star CMS hospital; higher is better
75 % of residents 65+
Higher than 76% of the other 50
CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026, weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2026 · checked 2026-10-27
Safety
homicides per 100,000 a year, 2020–2024, by state of residence; lower is better
6.3 per 100,000 a year (95% interval 6.1–6.4)
Lower than 50% of the other 50
CDC WONDER, Underlying Cause of Death 2018-2024 (Single Race, final), by state of residence · figure for 2024 · checked 2026-10-27
Climate
months a year whose mean daily high is 18–29 °C (64–84 °F), 1981–2010; more is better
7.2 months a year
More than 98% of the other 50
CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al., weighted by each county's population 65+ (US Census Bureau, 1 July 2025) · figure for 2010 · checked 2026-10-27
Natural-hazard risk
expected yearly loss to buildings from natural hazards, per USD $1,000 of buildings; lower is better
USD $1.97 per USD $1,000 of buildings
Lower than 12% of the other 50
FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB) · figure for 2025 · checked 2026-10-27

Medicare in Florida

For the published example couple, both 67 and married: what Medicare premiums cost a year for two in Florida, and the most a bad year can cost. What care itself costs depends on a person's health, so it is not estimated here.

Medicare Advantage, with drug coverage

USD $4,870 a year for two in premiums (from USD $4,870)

At most USD $13,770 in a bad year (from USD $7,370), with each person's in-network out-of-pocket maximum

The middle of the 35 plans offered here; "from" is the lowest premium among them.

Original Medicare, with a drug plan

USD $7,894 a year for two in premiums (from USD $4,997)

Medigap: no federal price list — not in this total.

No yearly maximum on Original Medicare alone.

Part B for two, plus the middle of the 11 standalone drug plans offered in the state.

The middle of Florida's 67 counties, weighted by residents 65 or older (US Census Bureau, 1 July 2025).

The 2027 Part B premium is not yet published (CMS usually publishes it in November); 2026's is used.

Source: CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025).

Florida adds no Medigap enrollment right beyond the federal six-month open enrollment period, which starts the month you are 65 or older and enrolled in Part B. Florida's rule

Free, official Medicare counseling in Florida: Serving Health Insurance Needs of Elders (SHINE), 1-800-963-5337 (the State Health Insurance Assistance Program).

Medicare when you retire to another state: choosing a plan

Retiring to Florida: pros and cons, by the figures

Retiring to Florida, judged on the six figures above: a pro is a figure in the top fifth of the states, a con one in the bottom fifth. Figures in between get no verdict.

Pros

  • Climate: more than 98% of the other 50 (7.2 months a year). CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al., weighted by each county's population 65+ (US Census Bureau, 1 July 2025)

Cons

  • Cost of living: dearer than 78% of the other 50 (103.4). BEA Regional Price Parities by state, 2024 (SARPP, line codes 1-5)
  • Natural-hazard risk: higher than 88% of the other 50 (USD $1.97 per USD $1,000 of buildings). FEMA, National Risk Index v1.20 (December 2025), state expected annual loss to buildings (EAL_VALB)

Also shown, not scored

Florida's other state-wide figures: shown for context, not part of its tier. Measured for the whole of Florida — not for any single place within it.

MeasureValue
Population
Total resident population, US Census Bureau estimate for 1 July 2025.
How this is measured

Total resident population, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1. Bigger is not better — this axis exists for context, never for ranking.

23,462,518 people
Population 65 plus
Residents aged 65 or older, US Census Bureau estimate for 1 July 2025.
How this is measured

Resident population aged 65 or older, Census Bureau estimate as of 1 July 2025, as reported in SSA's Table 1.

5,346,788 people
Social security beneficiary share
Everyone receiving Social Security — retired, disabled, survivors and dependants — as a share of the population, 2025.
How this is measured

All OASDI beneficiaries — retired workers, disabled workers, survivors and dependants — as a percentage of the total resident population. SSA Table 1 (2025), population as of 1 July 2025. Not the same measure as the county-level retired-worker share.

22.6 percent

Source for every figure: SSA Table 1 (2025) · Census population as of 1 July 2025 · figure for 2025 · checked 2026-08-28 Official source

Taxes on a retired couple in Florida

We apply Florida's published rules for tax year 2025 to one example household and show the sum, line by line. These are rules already in force for 2025, not a projection.

The example household

Filing statusmarried filing jointly, both aged 67
Social SecurityUSD $45,000 a year, combined
Private pensionUSD $25,000 a year
IRA or 401(k) withdrawalUSD $20,000 a year
Home, for property taxUSD $350,000

An illustrative household, the same for every state so states can be compared. Each spouse holds half of each income. Your own figures will differ.

Florida's rules applied

No state income tax on this household's income in 2025 Florida Department of Revenue, Tax Information for New Residents (GT-800025, R. 08/25) USD $0
Property tax on a USD $350,000 home, at the state's median taxes paid ÷ median home value US Census Bureau, American Community Survey 2020-2024 5-year estimates, table B25103 USD $2,662
State and local tax, a year USD $2,662

Federal income tax is left out: it is the same in every state, so it cannot separate them. Sales tax is left out too: it depends on what a household buys, and no state publishes an average of its local rates. The rate is listed below.

The rules behind the sum

Places in Florida we cover in depth

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