Northwest Hills Planning Region
For Americans thinking of retiring to Northwest Hills Planning Region, Connecticut, from another state or instead of a move abroad. Northwest Hills Planning Region has 114,690 residents, 30,719 of them aged 65 or older (26.8 %) (US Census Bureau, county population estimates by age, 1 July 2025). Largest places: Torrington, Litchfield, Bantam (Census, 1 July 2024).
Where Northwest Hills Planning Region stands, on the six criteria
Northwest Hills Planning Region's own figures, each against every US county that has the same figure. Cost of living is its area's: the Bureau of Economic Analysis publishes no price level for a single county.
| Criterion | Northwest Hills Planning Region |
|---|---|
| Cost of living BEA price level, all items (US = 100); lower is better |
97.9 Cheaper than 12% of the other 3,142 US counties
Every county in the area shares this figure. BEA Regional Price Parities 2024, all items, Connecticut nonmetropolitan portion · figure for 2024 · checked 2026-10-28
|
| Taxes on a retired couple state and local tax on the example retired couple, USD a year; lower is better |
USD $5,833 (90% margin USD $5,635–$6,031) Lower than 8% of the other 3,110 US counties
The state's published 2025 income-tax rules, the county's own local income tax where one is levied, and the county's Census ACS property-tax ratio, applied to the example household · figure for 2025
|
| Healthcare access share of residents 65+ living in a county with a 4- or 5-star CMS hospital; higher is better |
1 hospital in the county rated 4 or 5 stars by CMS A fact for this county, not a ranking: a county without such a hospital may sit near one next door.
CMS, Hospital General Information (Care Compare), hospital overall star rating, release of 13 Aug 2026 · figure for 2026 · checked 2026-10-27
|
| Safety homicides per 100,000 a year, 2020–2024, by state of residence; lower is better |
no data No safety figure: CDC WONDER reports Connecticut's 2022 and later deaths by planning region, and the 2020–2024 window spans the change. |
| Climate months a year whose mean daily high is 18–29 °C (64–84 °F), 1981–2010; more is better |
5.0 months a year More than 39% of the other 3,143 US counties
CHELSA V2.1 monthly maximum temperature, 1981-2010 (~1 km), averaged over the county, Karger et al. · figure for 2010 · checked 2026-10-27
|
| Natural-hazard risk expected yearly loss to buildings from natural hazards, per USD $1,000 of buildings; lower is better |
USD $1.60 per USD $1,000 of buildings Lower than 32% of the other 3,143 US counties
FEMA, National Risk Index v1.20 (December 2025), county expected annual loss to buildings (EAL_VALB) · figure for 2025 · checked 2026-10-28
|
Taxes on a retired couple in Northwest Hills Planning Region, Connecticut
The published example couple's state and local tax in Northwest Hills Planning Region for tax year 2025, in its three parts. Only the income tax is the same across Connecticut; the property tax uses Northwest Hills Planning Region's own Census figures.
| State income tax Connecticut's 2025 rules — the same in every Connecticut county |
USD $0 |
|---|---|
| Local income tax none in this calculation: a county income tax is held only for Maryland and Indiana |
USD $0 |
| Property tax on a USD $350,000 home Northwest Hills Planning Region's own median taxes paid ÷ median home value |
USD $5,833 |
| State and local tax, a year | USD $5,833 |
Sources: Connecticut Department of Revenue Services, 2025 Form CT-1040 Instructions, Table B; US Census Bureau, American Community Survey 2020-2024 5-year estimates, table B25103, county.
How Connecticut taxes each kind of retirement income, line by line
What Medicare costs in Northwest Hills Planning Region, Connecticut
For the published example couple, both 67 and married: what Medicare premiums cost a year for two in Northwest Hills Planning Region, Connecticut, and the most a bad year can cost. What care itself costs depends on a person's health, so it is not estimated here.
Medicare Advantage, with drug coverage
No Advantage figure: CMS's plan-year 2027 files list Connecticut by its eight former counties, not its nine planning regions.
Original Medicare, with a drug plan
USD $7,624 a year for two in premiums (from USD $5,189)
Medigap: no federal price list — not in this total.
No yearly maximum on Original Medicare alone.
Part B for two, plus the middle of the 10 standalone drug plans offered in the state.
The 2027 Part B premium is not yet published (CMS usually publishes it in November); 2026's is used.
Source: CMS, Medicare Advantage and Part D Landscape, plan year 2027; CMS, 2026 Medicare Parts A & B Premiums and Deductibles (fact sheet, 14 Nov 2025).
Medicare in Connecticut: its Medigap rule and free counseling
Retiring to Northwest Hills Planning Region, Connecticut: pros and cons, by the figures
Retiring to Northwest Hills Planning Region, judged on the figures above: a pro is a figure in the top fifth of US counties, a con one in the bottom fifth. Figures in between get no verdict.
Pros
None of Northwest Hills Planning Region's figures is in the top fifth of US counties.
Cons
- Taxes on a retired couple: higher than 92% of the other 3,110 US counties (USD $5,833). The state's published 2025 income-tax rules, the county's own local income tax where one is levied, and the county's Census ACS property-tax ratio, applied to the example household
The largest places in Northwest Hills Planning Region
By population in the county; a place split across counties counts only the part in Northwest Hills Planning Region. We do not cover these places in depth yet.
- Torrington: 35,673 residents
- Litchfield: 1,211 residents
- Bantam: 769 residents
US Census Bureau, Vintage 2024 sub-county population estimates (SUB-EST2024), 1 July 2024.
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